309 Billy Ridge Rd, Jamestown, TN 38556 Property Records

Fentress County property record for 309 Billy Ridge Rd, Jamestown, TN 38556

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,920 sqft · built 1996
Lot Size	5.63 acres (245,243 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Sep 2019)
Tax Bill	$867 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025043 10606`

Property Details

APN / Parcel Number

Primary APN	`025043 10606`
Alternative APN	`043 10606`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Basement Area	840 sqft
Finished Basement	360 sqft
Unfinished Basement	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	245,243 sqft (5.63 acres)
Lot Dimensions	260 ft deep x 193 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	180 sqft
Patio Area	360 sqft
Pole Barn	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	309 BILLY RIDGE RD
City	JAMESTOWN
State	TN
Zip	38556-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: J02
Jurisdiction	FENTRESS TN
Township / Civil Division	5
Census Block Group	1
Census Block	1007
Census Tract	965100

Owner

309 Billy Ridge Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Fentress County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 BILLY RIDGE RD, JAMESTOWN, TN 38556-5947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 13, 2019	Warranty Deed, Transfer · VA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Prior Sale	Nov 2, 2009 · Amount on File
Deed Document Number	20192638
Deed Book / Page	305 / 322
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FENTRESS TN
Property Address	309 BILLY RIDGE RD, JAMESTOWN, TN 38556-5947
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003400242
Date	May 26, 2021
Book Page	340/242
Instrument	21002039

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FENTRESS TN
Property Address	309 BILLY RIDGE RD, JAMESTOWN, TN 38556-5947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003190671
Date	Jul 6, 2020
Book Page	319/671
Instrument	20002082

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FENTRESS TN
Recording Date	Sep 13, 2019
Property Address	309 BILLY RIDGE RD, JAMESTOWN, TN 38556-5947
Document Number	0003050322
Book / Page	305 / 322
Instrument Date	Sep 5, 2019
Instrument	19002638
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003050325
Date	Sep 13, 2019
Book Page	305/325
Instrument	19002639

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 309 Billy Ridge Rd was $867.

Source: Fentress County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Fentress County
Unified School District	Fentress County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00	$64,250 Land $8,850 Building $55,400
2023		$64,250 (+58.15%) Land $8,850 Building $55,400	$257,000 (+58.15%) Land $35,400 Building $221,600
2022	$776.00	$40,625 Land $7,100 Building $33,525	$162,500 Land $28,400 Building $134,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Billy Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Billy Ridge Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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