309 Big Bend Beach Rd, Everett, PA 15537 Property Records

Bedford County property record for 309 Big Bend Beach Rd, Everett, PA 15537 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1991
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,899 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`G.08-0.00-267`

Property Details

APN / Parcel Number

Primary APN	`G.08-0.00-267`
Alternative APN	`110-081534`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	370,260 sqft (8.5 acres)
Deck Area	Deck Area
Shed	1 Shed
Pole Barn	Pole Barn

Location & Zoning

Street Address	309 BIG BEND BEACH RD
City	EVERETT
State	PA
Zip	15537-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BEDFORD PA
Township / Civil Division	HOPEWELL
Census Block Group	1
Census Block	1019
Census Tract	960400

Owner

Source: Bedford County records · APN G.08-0.00-267

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 BIG BEND BEACH RD, EVERETT, PA 15537-4754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Jul 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOMETOWN BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 1994
Deed Sale	Mar 01, 1994
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Recording Date	Apr 23, 2026
Property Address	309 BIG BEND BEACH RD, EVERETT, PA 15537-4754
Document Number	0000001582
Instrument Date	Apr 13, 2026
Instrument	20261582
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 BIG BEND BEACH RD, EVERETT, PA 15537-4754

Mortgage

Document Number	0000001582,
Date	Apr 23, 2026
Instrument	20261582

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	309 BIG BEND BEACH RD, EVERETT, PA 15537-4754
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 BIG BEND BEACH RD, EVERETT, PA 15537-4754

Mortgage

Document Number	02022/3730
Date	Jul 14, 2022
Book Page	2022/3730
Instrument	2022-003730

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 10, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	309 BIG BEND BEACH RD, EVERETT, PA 15537-4754
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/1061
Date	Feb 24, 2021
Book Page	2021/1061
Instrument	2021-001061

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	309 BIG BEND BEACH RD, EVERETT, PA 15537-4754
Transaction Type	Mortgage
Record Updated	May 07, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1779
Date	Apr 16, 2020
Book Page	2020/1779
Instrument	2020-001779

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	EVERETT, PA 15537

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2030

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Hopewell Township
Unified School District	Northern Bedford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,899.00 (+12.17%)	$148,300 (-) Land $43,800 Building $104,500	$148,300 (-) Land $43,800 Building $104,500
2025	$1,693.00 (-14.06%)	$148,300 (-) Land $43,800 Building $104,500	$148,300 (-) Land $43,800 Building $104,500
2023	$1,970.00 Additional exemption filed	$148,300 Land $43,800 Building $104,500
2012			$148,300 Land $43,800 Building $104,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420099604001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 3 claims Tropical Depression Ivan (Sep 2004), 6 claims Severe Storms And Flooding (Jan 1996), 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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