Schoharie County and Seward Town property record for 309 Berry Ln, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,620 sqft · built 2000 |
| Lot Size | 10.6 acres (465,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,500 (May 2000) |
| Tax Bill | $7,230 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 52.-1-26.2 |
| Primary APN | 434400 52.-1-26.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 465,221 sqft (10.6 acres) |
| Lot Width | 450 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J198004 |
|---|---|
| Street Address | 309 BERRY LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | OS |
| Legal Block | 1 |
| Legal Lot Number | 26.002 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3100 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 BERRY LN, COBLESKILL, NY 12043-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2000 · Amount on Record |
| Deed Sale | May 19, 2000 · Amount on Record |
| Deed Book / Page | 674 / 292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 309 BERRY LN, COBLESKILL, NY 12043-7231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1901/199 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 1901/199 |
| Instrument | 781445 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,230.00 (+9.79%) Veteran's exemption | ||
| 2025 | $6,585.00 (+4.21%) | $130,000 (-) Land $21,000 Building $109,000 | $317,073 (+21.95%) Land $51,219 Building $265,854 |
| 2023 | $130,000 Land $21,000 Building $109,000 | $260,000 Land $42,000 Building $218,000 | |
| 2020 | $6,319.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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