Panola County property record for 309 Bernard St, Carthage, TX 75633
| Property Type | Single Family Home |
|---|---|
| Details | 1,478 sqft · built 1979 |
| Lot Size | 0.654 acres (28,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Nov 2009) |
| Tax Bill | $2,833 (2026) |
| APN | 01400-01020-00000-000000 |
| Primary APN | 01400-01020-00000-000000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,478 sqft Total Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 28,501 sqft (0.654 acres) |
| Lot Dimensions | 190 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Account Number | 01400-01020-00000-000000 |
|---|---|
| Street Address | 309 BERNARD ST |
| City | CARTHAGE |
| State | TX |
| Zip | 75633-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 11 LT 3,1/2 LT 4 P-3 |
| Legal Block | 11 |
| Legal Lot Number | 3,4 |
| Jurisdiction | PANOLA TX |
| Township / Civil Division | CARTHAGE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 950401 |
309 Bernard St is owned and occupied by two individuals who bought it in November 2009.
Source: Panola County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 BERNARD ST, CARTHAGE, TX 75633-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2009 · Amount on File |
| Deed Sale | Nov 17, 2009 · Amount on File |
| Deed Document Number | 2009146278 |
| Deed Book / Page | 1536 / 132 |
| Prior Transfer Date | Nov 16, 2009 |
| Prior Transfer Doc | 1536/132 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 309 Bernard St was $2,833 with a homeowner's exemption, up 270.3% from the year before.
Source: Panola County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Carthage City |
| County | Panola County |
| Unified School District | Carthage Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,833.00 (+270.33%) Homeowner's exemption | $120,200 (+7.22%) Land $13,680 Building $106,520 | $120,200 (+7.22%) Land $13,680 Building $106,520 |
| 2025 | $765.00 Homeowner's exemption | $112,110 Land $13,680 Building $98,430 | $112,110 Land $13,680 Building $98,430 |
| 2023 | $97,570 Land $6,270 Building $91,300 | $97,570 Land $6,270 Building $91,300 | |
| 2022 | $1,004.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 309 Bernard St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Bernard St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARTHAGE serves 6,770 people · EPA ID TX1830001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform assessment May 2020 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures