309 Beard Ave, Buffalo, NY 14214 Property Records

Erie County and Buffalo City property record for 309 Beard Ave, Buffalo, NY 14214

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,883 sqft · built 1914
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Mar 2024)
Tax Bill	$1,962 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2022 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140200 79.69-3-10`

Property Details

APN / Parcel Number

Primary APN	`140200 79.69-3-10`
Alternative APNs	`02000796900003010000` `06914500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,883 sqft Living Area
1st Floor Area	1,441 sqft
2nd Floor Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06914500
Street Address	309 BEARD AVE
City	BUFFALO
State	NY
Zip	14214-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	NORTH COR WOODBRIDGE
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	10.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1011
Census Tract	4500

Owner

309 Beard Ave is owned by two individuals who bought it in March 2024.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	232 VALLEY RD, MERION STATION, PA 19066-1543
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Dec 15, 2022	Executor's Deed, Construction Loan · Construction Mortgage JUSTIN CUSTER
Feb 28, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	Dec 15, 2022 · Amount on File
Deed Document Number	20242024036571
Deed Book / Page	11428 / 6846
Prior Transfer Date	Dec 6, 2022
Prior Transfer Doc	0000234021
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Mar 6, 2024
Property Address	309 BEARD AVE, BUFFALO, NY 14214-1709
Document Number	0114286846
Book / Page	11428 / 6846
Instrument Date	Feb 27, 2024
Instrument	2024036571
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	789 CRESCENT AVE, BUFFALO, NY 14216-3429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 VALLEY RD, MERION STATION, PA 19066-1543

Mortgage

Document Number	0141201566
Date	Mar 6, 2024
Book Page	14120/1566
Instrument	2024036572

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2022: Executor's Deed, Construction Loan

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Dec 15, 2022
Property Address	309 BEARD AVE, BUFFALO, NY 14214-1709
Document Number	0114118651
Book / Page	11411 / 8651
Instrument Date	Dec 6, 2022
Instrument	2022234023
Transaction Type	Construction Loan
Record Updated	Feb 1, 2023

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 BEARD AVE, BUFFALO, NY 14214-1709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 CRESCENT AVE, BUFFALO, NY 14216-3429

Mortgage

Document Number	0140776980
Date	Dec 15, 2022
Instrument	14077/6980

Lender

Name	JUSTIN CUSTER
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	309 BEARD AVE, BUFFALO, NY 14214-1709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138885741
Date	Feb 28, 2019
Book Page	13888/5741
Instrument	2019039853

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 309 Beard Ave was $1,962, down 7% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,962.00 (-69.98%)
2025	$6,535.00 (+45.55%)	$594,000 (+94.75%) Land $86,000 Building $508,000	$594,000 (+19.77%) Land $86,000 Building $508,000
2024	$4,490.00 (+304.87%)	$305,000 (-) Land $53,000 Building $252,000	$495,935 (+13.82%) Land $86,179 Building $409,756
2023	$1,109.00 Homeowner's exemption Senior Citizen's exemption	$305,000 Land $53,000 Building $252,000	$435,714 Land $75,714 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Beard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Beard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile.

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