309 Barrows Ct, Fredericksburg, VA 22406 Property Records

Stafford County property record for 309 Barrows Ct, Fredericksburg, VA 22406

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,644 sqft · built 1993
Lot Size	0.037 acres (1,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jul 2026)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44G-4-253`

Property Details

APN / Parcel Number

Primary APN	`44G-4-253`
Alternative APNs	`044G 4 253` `26368`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	1,884 sqft
Basement Area	600 sqft
Finished Basement	360 sqft
Unfinished Basement	240 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,598 sqft (0.037 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	26368
Street Address	309 BARROWS CT
City	FREDERICKSBURG
State	VA
Zip	22406-6449
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 253 SEC 4 1600 SQFT ENGLAND RUN TOWNHOUSES
Legal Subdivision	ENGLAND RUN TOWNHOUSES SEC 4
Legal Block	1
Legal Lot Number	253
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	10304

Owner

Source: Stafford County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 BARROWS CT, FREDERICKSBURG, VA 22406-6449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202611214
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 28, 2026
Property Address	309 BARROWS CT, FREDERICKSBURG, VA 22406-6449
Document Number	0000011214
Instrument Date	Jul 23, 2026
Instrument	202611214
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 BARROWS CT, FREDERICKSBURG, VA 22406-6449

Mortgage

Document Number	0000011215,
Date	Jul 28, 2026
Instrument	202611215

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 19, 2018
Property Address	309 BARROWS CT, FREDERICKSBURG, VA 22406-6449
Document Number	180017673
Instrument Date	Oct 19, 2018
Instrument	17673
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7801 GERHARD WAY FREDERICKSBURG VA 224078631, FREDERICKSBURG, VA 22407-8631

Mortgage

Document Number	180017674
Date	Oct 19, 2018
Instrument	17674

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00 (+6.78%)	$281,800 (+9.48%) Land $85,000 Building $196,800	$281,800 (+9.48%) Land $85,000 Building $196,800
2023	$2,432.00 (+18.23%)	$257,400 Land $80,000 Building $177,400	$257,400 Land $80,000 Building $177,400
2021	$2,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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