309 Barber St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 309 Barber St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 6,992 sqft · built 1900
Lot Size	0.585 acres (25,483 sqft)
Owner	Individual Name on File
Tax Bill	$45,086 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-302-025`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-302-025`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	6,992 sqft Living Area
1st Floor Area	3,398 sqft
Basement Area	3,398 sqft
Unfinished Basement	3,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Lot Area	25,483 sqft (0.585 acres)
Lot Dimensions	200 ft deep x 184 ft wide
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 BARBER ST
City	SPRING LAKE
State	MI
Zip	49456-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-A
Legal Description	PART OF BARBER'S RESERVE COM 2917 FT E ALG N LI OF BARBER ST FROM SW COR OF SD RESERVE, TH N 1918 FT, N 59D 25M 18S E 3938 FT, TH N 53D 19M 30S E 6346 FT TO INTERMEDIATE TRAVERSE LI ALG SPRING LAKE, TH S 57D 02M 02S E 9241 FT ALG SD TRAVERSE LI, TH S
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	BARBERS ADDITION
Legal Block	302
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1015
Census Tract	21100

Owner

309 Barber St is owned and occupied by an individual who acquired it in December 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	309 BARBER ST, SPRING LAKE, MI 49456-1630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
May 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Jan 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2004
Deed Sale	Feb 6, 2004
Deed Book / Page	4416 / 492
Last Transfer Date	Dec 4, 2020
Transfer Doc	20210000468
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	309 BARBER ST, SPRING LAKE, MI 49456-1630
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	SUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210004061
Date	Jan 25, 2021
Instrument	2021-0004061

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	309 BARBER ST, SPRING LAKE, MI 49456-1630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170018567
Date	May 24, 2017
Instrument	2017-0018567

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 5, 2021
Property Address	309 BARBER ST, SPRING LAKE, MI 49456-1630
Document Number	20210000468
Instrument Date	Dec 4, 2020
Instrument	2021-0000468
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	309 BARBER ST, SPRING LAKE, MI 49456-1630

Tax Assessment & Valuation

The 2025 property tax bill for 309 Barber St was $45,086 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,549,200 (+11.39%)	$3,098,400 (+11.39%)
2025	$45,086.00 Homeowner's exemption	$1,390,800	$2,781,600
2023		$1,143,600	$2,287,200
2022	$38,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Barber St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2016–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Barber St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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