309 Ariola Dr, Gulf Breeze, FL 32561 Property Records

Escambia County property record for 309 Ariola Dr, Gulf Breeze, FL 32561

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,681 sqft · built 1957
Lot Size0.187 acres (8,146 sqft)
OwnerIndividual Name on File
Tax Bill$413 (2024)
Deeds & MortgagesAug 2021 Mortgage
Sep 2023 Assignment
+ 1 more
Flood ZoneZone AE (high risk)
APN28-2S-26-1800-008-012

Property Details

APN / Parcel Number

Primary APN28-2S-26-1800-008-012
Alternative APN
  • 170498000

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories3 Stories
Building Area2,681 sqft Adjusted Area
1st Floor Area961 sqft
Upper Floors Area870 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area8,146 sqft (0.187 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area174 sqft
Deck Area36 sqft
Patio Area395 sqft
Utility Building180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number170498000
Old Parcel Number170498000
Street Address309 ARIOLA DR
CityGULF BREEZE
StateFL
Zip32561-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR-PB
Legal DescriptionLT 8 BLK 12 VILLA PRIMERA PB 2 P 78 OR 9040 P 1018 SHEET 9
Legal Range26W
Legal Township02S
Legal Section28
Legal SubdivisionVILLA PRIMERA
Legal Block12
Legal Lot Number8
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2048
Census Tract2500

Owner

309 Ariola Dr is owned and occupied by an individual who acquired it in September 2023.

Source: Escambia County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address309 ARIOLA DR, PENSACOLA BEACH, FL 32561-2105
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL FEDERAL BANK
Sep 13, 2023Assignment of Lease, Transfer
Jun 9, 2022Assignment of Lease, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2023
Deed SaleSep 12, 2023
Deed Document Number0090401018
Deed Book / Page9040 / 1018
Last Transfer DateSep 13, 2023
Transfer Doc0090401018
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address309 ARIOLA DR, GULF BREEZE, FL 32561-2105
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 ALTA VISTA LN, DALLAS, TX 75229-2835

Mortgage

Document Number0085881229
DateAug 3, 2021
Book Page8588/1229
Instrument2021085314
Lender
NameMUTUAL FEDERAL BANK
TypeBank
AddressCHICAGO, IL 60608
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2041

September 2023: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionESCAMBIA FL
Recording DateSep 13, 2023
Property Address309 ARIOLA DR, GULF BREEZE, FL 32561-2105
Document Number0090401018
Book / Page9040 / 1018
Map ReferenceMB 2 PG 78
Instrument DateSep 12, 2023
Instrument2023074753
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4206 ALTA VISTA LN, DALLAS, TX 75229-2835

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ARIOLA DR, PENSACOLA BEACH, FL 32561-2105

June 2022: Assignment of Lease, Transfer

Document TypeAssignment of Lease
JurisdictionESCAMBIA FL
Recording DateJun 9, 2022
Property Address309 ARIOLA DR, GULF BREEZE, FL 32561-2105
Document Number0088010724
Book / Page8801 / 724
Map ReferenceMB 2 PG 78
Instrument DateJun 6, 2022
Instrument2022059257
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4206 ALTA VISTA LN, DALLAS, TX 75229-2835

Transferred To (Grantee/Buyer)

NameVerified Name
Address4206 ALTA VISTA LN, DALLAS, TX 75229-2835

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$815,827$815,827 Land $450,000 Building $365,827
2024$413.00 (-95.9%)
2023$10,065.00 (+3.33%)$767,303 (+4.57%)$767,303 (+4.57%) Land $420,000 Building $347,303
2022$9,741.00$733,774$733,774 Land $420,000 Building $313,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Ariola Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 820 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,679 units insured
incl. 859 condo units
Nearby Flood Claims1,506 (1978–2024)
Claims Outside the SFHA3 of 1,506
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 125 claims
  • Hurricane Frances, Sep 2004 · 632 claims
  • Hurricane Opal, Oct 1995 · 394 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Ariola Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
1,000 / 75
Mediacom Xtream
Cable
1,000 / 50
AT&T
DSL
100 / 20

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