Will County property record for 309 Apple River Dr, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,096 sqft · built 1989 |
| Lot Size | 0.301 acres (13,096 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,195,000 (Jul 2022) |
| Tax Bill | $18,188 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-05-306-003 |
| Primary APN | 12-02-05-306-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,096 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 13,096 sqft (0.301 acres) |
| Garage Area | 907 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 309 APPLE RIVER DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 IN ROYCE WOODS, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 5, T37N-R10E. |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 05 |
| Legal Subdivision | ROYCE WOODS |
| Legal Lot Number | 25 |
| Jurisdiction | WILL IL |
| Township / Civil Division | DU PAGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 880118 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 APPLE RIVER DR, NAPERVILLE, IL 60565-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on Record |
| Deed Sale | Jul 7, 2022 · Amount on Record |
| Prior Sale | Aug 12, 2014 · Amount on Record |
| Deed Document Number | 202252089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 7, 2022 |
| Property Address | 309 APPLE RIVER DR, NAPERVILLE, IL 60565-6326 |
| Document Number | 0000052089 |
| Map Reference | DOC R87-36498 |
| Instrument Date | Jun 24, 2022 |
| Instrument | R2022052089 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 309 APPLE RIVER DR, NAPERVILLE, IL 60565-6326 |
| Document Number | 0000052091 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | R2022052091 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 309 APPLE RIVER DR, NAPERVILLE, IL 60565-6326 |
| Document Number | 0000013660 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 309 APPLE RIVER DR NAPERVILLE IL 605656326, NAPERVILLE, IL 60565-6326 |
| Document Number | 0000013660 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 13660 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 18, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Du Page Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,188.00 (+14.54%) | $304,299 (+8.2%) Land $46,211 Building $258,088 | $912,897 (+8.2%) Land $138,633 Building $774,264 |
| 2024 | $281,238 (+17.11%) Land $42,709 Building $238,529 | $843,714 (+17.11%) Land $128,127 Building $715,587 | |
| 2022 | $15,879.00 Homeowner's exemption Additional exemption filed | $240,143 Land $36,468 Building $203,675 | $720,429 Land $109,404 Building $611,025 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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