Ocean County and Lacey Township property record for 309 Annapolis Ln, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1971 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Apr 2024) |
| Tax Bill | $5,229 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00448-0000-00027 |
| Primary APN | 13-00448-0000-00027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,799 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00039172 |
|---|---|
| Street Address | 309 ANNAPOLIS LN |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 90 X 120 |
| Legal Subdivision | FORKED RIV ESTATES CAPTAINS CO |
| Legal Block | 448 |
| Legal Lot Number | 27 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 732101 |
309 Annapolis Ln is owned and occupied by two individuals who bought it in April 2024.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Nov 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 5, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 5, 2021 | Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | Jan 5, 2021 · Amount on File |
| Deed Document Number | 202423780 |
| Deed Book / Page | 19645 / 1886 |
| Prior Transfer Date | Aug 5, 2021 |
| Prior Transfer Doc | 0186150700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 2, 2024 |
| Property Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Document Number | 0196451886 |
| Book / Page | 19645 / 1886 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024023780 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,783.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 JON DR, BARNEGAT, NJ 08005-2173 |
| Name | Verified Name |
|---|---|
| Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Document Number | 2024023781 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024023781 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Document Number | 0195360645 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 19536/645 |
| Instrument | 2023085284 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 5, 2021 |
| Property Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Document Number | 0186150700 |
| Book / Page | 18615 / 700 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021114862 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 5, 2021 |
| Property Address | 309 ANNAPOLIS LN, FORKED RIVER, NJ 08731-1823 |
| Document Number | 0152421015 |
| Book / Page | 015242 / 001015 |
| Instrument Date | Nov 27, 2020 |
| Instrument | 962 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | SURETY TITLE AGENCY COASTAL RE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 ANNAPOLIS LN FORKED RIVER NJ 087311823, FORKED RIVER, NJ 08731-1823 |
| Document Number | 182421022 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 018242/001022 |
| Instrument | 963 |
| Name | EQUITY PRIME MTG |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2051 |
The 2025 property tax bill for 309 Annapolis Ln was $5,229, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,200 (-) Land $83,000 Building $108,200 | $191,200 (-) Land $83,000 Building $108,200 | |
| 2025 | $5,229.00 (+7.93%) | $191,200 Land $83,000 Building $108,200 | $191,200 Land $83,000 Building $108,200 |
| 2024 | $4,845.00 | ||
| 2023 | $191,200 Land $83,000 Building $108,200 | $191,200 Land $83,000 Building $108,200 | |
| 2022 | $4,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Annapolis Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Annapolis Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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