309 Andora Ln, San Ramon, CA 94583 Property Records

Contra Costa County property record for 309 Andora Ln, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,718 sqft · built 1979
Lot Size	0.253 acres (11,000 sqft)
Owner	Company Name on Record
Tax Bill	$7,553 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-481-003-9`

Property Details

APN / Parcel Number

Primary APN	`209-481-003-9`
Alternative APN	`209-481-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
1st Floor Area	1,428 sqft
2nd Floor Area	1,290 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	309 ANDORA LN
City	SAN RAMON
State	CA
Zip	94583-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05215 L0003 B
Legal Subdivision	SUBDIVISION 5215
Legal Tract	05215
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	345116

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	309 ANDORA LN, SAN RAMON, CA 94583-2106
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 17, 1993
Transfer Doc	0000366933
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	309 ANDORA LN, SAN RAMON, CA 94583-2106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 ANDORA LN, SAN RAMON, CA 94583-2106

Mortgage

Document Number	0000166300
Date	Jun 8, 2021
Instrument	2021-166300

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	309 ANDORA LN, SAN RAMON, CA 94583-2106
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 ANDORA LN, SAN RAMON, CA 94583-2106

Mortgage

Document Number	0000186477
Date	Aug 28, 2020
Instrument	2020-186477

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 7, 2017
Property Address	309 ANDORA LN, SAN RAMON, CA 94583-2106
Document Number	0000141461
Instrument Date	Jul 12, 2017
Instrument	141461
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	309 ANDORA LN SAN RAMON CA 945832106, SAN RAMON, CA 94583-2106

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,303 (+2%) Land $288,592 Building $342,711
2025	$7,553.00 (+4.05%) Homeowner's exemption	$618,926 (+4.04%) Land $282,934 Building $335,992
2023	$7,259.00 (+0.79%) Homeowner's exemption	$594,895 Land $271,949 Building $322,946
2022	$7,202.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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