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309 Alma Ln, Capitola, CA 95010 Property Records

Santa Cruz County property record for 309 Alma Ln, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,744 sqft · built 1966
Lot Size0.173 acres (7,536 sqft)
Owner2 Trust Names on File
Last Sale$1,385,000 (Aug 2018)
Tax Bill$11,631 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Jun 2022 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN036-072-20

Property Details

APN / Parcel Number

Primary APN036-072-20
Alternative APN
  • 036-072-20-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,744 sqft Living Area
Gross Area3,295 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area7,536 sqft (0.173 acres)
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address309 ALMA LN
CityCAPITOLA
StateCA
Zip95010-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3421 LOT 20
Legal SubdivisionCAPITOLA MANOR 02 TR 3421
Legal Tract342
Legal Lot Number20
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1011
Census Tract121802

Owner

Source: Santa Cruz County records · APN 036-072-20

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address309 ALMA LN, CAPITOLA, CA 95010-2207
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Jun 22, 2022Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Jun 01, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 01, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 19, 2018Quit Claim Deed, Transfer
OTHER
Aug 09, 2018Grant Deed, Transfer
KRKABOB INCOEPORATED

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2018 · Amount on Record
Deed SaleAug 09, 2018 · Amount on Record
Prior SaleJul 17, 2014 · Amount on Record
Deed Document Number201824410
Last Transfer DateJan 30, 2020
Transfer Doc0000018828
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address309 ALMA LN, CAPITOLA, CA 95010-2207
Transaction TypeMortgage
Record UpdatedMar 03, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ALMA LN, CAPITOLA, CA 95010-2207

Mortgage

Document Number0000002661
DateFeb 16, 2023
Instrument2023-0002661
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2038

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address309 ALMA LN, CAPITOLA, CA 95010-2207
Transaction TypeMortgage
Record UpdatedJul 05, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ALMA LN, CAPITOLA, CA 95010-2207

Mortgage

Document Number0000018733
DateJun 22, 2022
Instrument2022-0018733
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 01, 2020
Property Address309 ALMA LN, CAPITOLA, CA 95010-2207
Document Number0000018829
Instrument DateJan 30, 2020
Instrument18829
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address309 ALMA LN CAPITOLA CA 950102207, CAPITOLA, CA 95010-2207

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 01, 2020
Property Address309 ALMA LN, CAPITOLA, CA 95010-2207
Document Number0000018828
Instrument DateJan 30, 2020
Instrument18828
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address309 ALMA LN CAPITOLA CA 950102207, CAPITOLA, CA 95010-2207

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 19, 2018
Property Address309 ALMA LN, CAPITOLA, CA 95010-2207
Document Number0000031767
Instrument DateOct 12, 2018
Instrument31767
Transaction TypeTransfer
Record UpdatedDec 03, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address309 ALMA LN CAPITOLA CA 950102207, CAPITOLA, CA 95010-2207

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 09, 2018
Property Address309 ALMA LN, CAPITOLA, CA 95010-2207
Document Number0000024410
Instrument DateAug 07, 2018
Instrument24410
Transaction TypeTransfer
Record UpdatedApr 04, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,524.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address309 ALMA LN CAPITOLA CA 950102207, CAPITOLA, CA 95010-2207

Mortgage

Document Number24411
DateAug 09, 2018
Instrument24411
Lender
NameKRKABOB INCOEPORATED
TypeBank
AddressPLEASANT HILL, CA 94523
Agreement
AmountAmount Recorded
Term360 Months
DueAug 08, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$924,293 (+2%) Land $488,764 Building $435,529
2025$11,631.00 (+12.39%) Homeowner's exemption$906,170 (+6.67%) Land $479,180 Building $426,990
2023$10,349.00 (+1.22%) Homeowner's exemption$849,482 Land $460,573 Building $388,909$1,171,890
2022$10,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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