309 5th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 309 5th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$66,500 (Jul 2025)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1121480012`

Property Details

APN / Parcel Number

Primary APN	`1121480012`
Alternative APNs	`121225` `95785`

Exterior

Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Location & Zoning

Account Number	121225
Street Address	309 5TH AVE
City	STERLING
State	IL
Zip	61081-3792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OF BROADWAY LOT 11 BLK 30 130600X
Legal Subdivision	WEST OF BROADWAY
Legal Block	30
Legal Lot Number	11
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2070
Census Tract	1102

Owner

309 5th Ave is owned by an individual who bought it in July 2025.

Source: Whiteside County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	25230 FRONT ST, STERLING, IL 61081-8869
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK
Jan 24, 2024	Deed, Transfer
Jan 29, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	20253344
Prior Transfer Date	Jan 23, 2024
Prior Transfer Doc	0000000323
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jun 4, 2026
Property Address	309 5TH AVE, STERLING, IL 61081-3792
Document Number	0000002781
Instrument Date	May 26, 2026
Instrument	20262781
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25230 FRONT ST, STERLING, IL 61081-8869

Mortgage

Document Number	0000002781,
Date	Jun 4, 2026
Instrument	20262781

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 10, 2046

Interest

Rate	6.3%
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 24, 2024
Property Address	309 5TH AVE, STERLING, IL 61081-3792
Document Number	0000000323
Instrument Date	Jan 23, 2024
Instrument	2024-00323
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18320 RODEO DR, STERLING, IL 61081-7620

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 29, 2019
Property Address	309 5TH AVE, STERLING, IL 61081-3792
Document Number	0000000407
Instrument Date	Dec 12, 2018
Instrument	407
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$109.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18320 RODEO DR STERLING IL 610817620, STERLING, IL 61081-7620

Tax Assessment & Valuation

The 2025 property tax bill for 309 5th Ave was $3,661.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00	$36,051 Land $4,872 Building $31,179
2024			$108,153 Land $14,616 Building $93,537
2022	$3,256.00	$30,479 Land $4,119 Building $26,360	$91,437 Land $12,357 Building $79,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	250 / 50

May also be available: Surf Internet, Verizon.

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