309 5th Ave E, Cresco, IA 52136 Property Records

Howard County property record for 309 5th Ave E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1887
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Sep 2010)
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`320031603000000`

Property Details

APN / Parcel Number

Primary APN	`320031603000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Basement Area	294 sqft
Unfinished Basement	294 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	502 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 5TH AVE E
City	CRESCO
State	IA
Zip	52136-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 & 4 BLK 16 BEADLE & STRONG ADDN
Legal Subdivision	BEADLE STRONG ADDN
Legal Block	16
Legal Lot Number	3 & 4
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	309 5TH AVE E, CRESCO, IA 52136-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
May 26, 2021	Intrafamily Transfer, Transfer
May 27, 2021	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2010 · Amount on Record
Deed Sale	Sep 17, 2010 · Amount on Record
Deed Document Number	20101367
Deed Book / Page	2010 / 1367
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	309 5TH AVE E, CRESCO, IA 52136-1313
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000846
Date	Jun 4, 2018
Book Page	0000002018/0000000846
Instrument	000000000846

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	309 5TH AVE E, CRESCO, IA 52136-1313
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/796
Date	Apr 23, 2021
Book Page	2021/796
Instrument	2021 0796

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	309 5TH AVE E, CRESCO, IA 52136-1313
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/814
Date	Apr 28, 2021
Book Page	2021/814
Instrument	2021 0814

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD IA
Recording Date	May 26, 2021
Property Address	309 5TH AVE E, CRESCO, IA 52136-1313
Document Number	02021/1034
Book / Page	2021 / 1034
Instrument Date	May 26, 2021
Instrument	2021 1034
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 5TH AVE E, CRESCO, IA 52136-1313

May 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HOWARD IA
Recording Date	May 27, 2021
Property Address	309 5TH AVE E, CRESCO, IA 52136-1313
Document Number	02021/1039
Book / Page	2021 / 1039
Instrument Date	May 25, 2021
Instrument	2021 1039
Transaction Type	Foreclosure
Record Updated	Jan 11, 2024

Transaction

Amount	Amount Recorded
Tax	$39.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 5TH AVE E, CRESCO, IA 52136-1313

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00	$122,300 (-) Land $13,500 Building $108,800	$122,300 (-) Land $13,500 Building $108,800
2025	$1,736.00 (+4.96%) Homeowner's exemption	$122,300 (+12.79%) Land $13,500 Building $108,800	$122,300 (+12.79%) Land $13,500 Building $108,800
2024	$1,654.00 (-1.43%)
2023		$108,430 (+19.83%) Land $13,500 Building $94,930	$108,430 (+19.83%) Land $13,500 Building $94,930
2022	$1,678.00 Homeowner's exemption	$90,490 Land $13,500 Building $76,990
2021			$90,490 Land $13,500 Building $76,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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