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309 4th St, Smithville, MO 64089 Property Records

Clay County property record for 309 4th St, Smithville, MO 64089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,316 sqft · built 1969
Lot Size0.84 acres (36,590 sqft)
OwnerCompany Name on Record
Last Sale$204,555 (Oct 2025)
Tax Bill$4,028 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN05-613-00-02-043.00

Property Details

APN / Parcel Number

Primary APN05-613-00-02-043.00
Alternative APNs
  • 0561300020430001
  • 5613000204300
  • 309773

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area2,947 sqft
1st Floor Area1,316 sqft
Basement Area644 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleBi-Level
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area36,590 sqft (0.84 acres)
Lot Dimensions157 ft deep x 228 ft wide
Garage TypeAttached
Garage Area987 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address309 4TH ST
CitySMITHVILLE
StateMO
Zip64089-8726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALLAWAY ADDITION LT X
Legal Range33W
Legal Township53N
Legal Section23
Legal SubdivisionCALLAWAY ADDITION
Legal Lot NumberX
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1031
Census Tract22000

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5613 FIVE CORNERS RD, SMITHVILLE, MO 64089-8168
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · Line of Credit
UNION STATE BANK OF EVEREST
Oct 8, 2025Personal Representative Deed, Transfer
THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Deed Document Number202526012
Deed Book / Page10028 / 11
Prior Transfer DateJul 16, 2015
Prior Transfer Doc0000025131
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address309 4TH ST, SMITHVILLE, MO 64089-8726
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyTHOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5613 FIVE CORNERS RD, SMITHVILLE, MO 64089-8168

Mortgage

Document Number0000030217
DateNov 21, 2025
Book Page10057/1
Instrument2025030217
Lender
NameUNION STATE BANK OF EVEREST
TypeBank
AddressKANSAS CITY, MO 64158
Agreement
TypeLine of Credit
AmountAmount Recorded
Term73 Months
DueDec 1, 2031

October 2025: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionCLAY MO
Recording DateOct 8, 2025
Property Address309 4TH ST, SMITHVILLE, MO 64089-8726
Document Number0000026012
Book / Page10028 / 11
Instrument DateOct 8, 2025
Instrument2025026012
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyTHOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5613 FIVE CORNERS RD, SMITHVILLE, MO 64089-8168

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,028.00 (-5.47%)$56,600 (-8.28%)$297,895 (-8.28%)
2023$4,261.00 (+48.99%)$61,710$324,789
2019$2,860.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims33 (1981–2016)
Claims Outside the SFHA12 of 33
Most Recent ClaimMay 2016 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding And Tornadoes, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE PWS
serves 10,885 people · EPA ID MO1010748
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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