Caroline County property record for 309 4th St, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 1975 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Jan 1990) |
| Tax Bill | $2,256 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-010966 |
| Primary APN | 07-010966 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 010966 |
|---|---|
| Street Address | 309 4TH ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 9,000 SF NE/S 4TH STREET RIDGELY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 955201 |
309 4th St is owned and occupied by an individual who bought it in January 1990.
Source: Caroline County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 74, RIDGELY, MD 21660-0074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 1990 · Amount on File |
| Deed Sale | Jan 23, 1990 · Amount on File |
| Prior Sale | Oct 18, 1989 · Amount on File |
| Deed Book / Page | 241 / 25 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 309 4th St was $2,256 with a homeowner's exemption.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,233 | $224,200 Land $56,900 Building $167,300 | |
| 2025 | $2,256.00 | ||
| 2023 | $2,060.00 Homeowner's exemption | $147,967 | $161,300 Land $40,900 Building $120,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 4th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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