309 4th St NW, Saint Michael, MN 55376 Property Records

Wright County property record for 309 4th St NW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,011 sqft · built 1996
Lot Size	0.288 acres (12,544 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Nov 2017)
Tax Bill	$3,602 (2026)
Deeds & Mortgages	Oct 2026 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-067-004020`

Property Details

APN / Parcel Number

Primary APN	`114-067-004020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,011 sqft Living Area
1st Floor Area	1,015 sqft
Basement Area	510 sqft
Finished Basement	510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,544 sqft (0.288 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 4TH ST NW
City	SAINT MICHAEL
State	MN
Zip	55376-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 CREEK RIDGE 2ND ADDN LOT-002 BLOCK-004 -004
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	CREEK RIDGE
Legal Block	4
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2019
Census Tract	100803

Owner

309 4th St NW is owned and occupied by an individual who bought it in November 2017.

Source: Wright County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	309 4TH ST NW, SAINT MICHAEL, MN 55376-1025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Warranty Deed, Transfer LEGACY TITLE
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 28, 2017	Warranty Deed, Transfer TITLE ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Prior Sale	Mar 19, 2001 · Amount on File
Deed Document Number	20171358880
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 14, 2026
Property Address	309 4TH ST NW, SAINT MICHAEL, MN 55376-1025
Document Number	0001614446
Instrument Date	Oct 9, 2026
Instrument	20261614446
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Tax	$111,622.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 4TH ST NW, SAINT MICHAEL, MN 55376-1025

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	309 4TH ST NW, SAINT MICHAEL, MN 55376-1025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 4TH ST NW, SAINT MICHAEL, MN 55376-1025

Mortgage

Document Number	0001446177
Date	Nov 2, 2020
Instrument	1446177

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 28, 2017
Property Address	309 4TH ST NW, SAINT MICHAEL, MN 55376-1025
Document Number	0001358880
Instrument Date	Nov 27, 2017
Instrument	1358880
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Tax	$758.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 4TH ST NW, SAINT MICHAEL, MN 55376-1025
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 309 4th St NW was $3,602.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,602.00	$323,400 (+1.09%) Land $105,000 Building $218,400	$323,400 (+1.09%) Land $105,000 Building $218,400
2025		$319,900 Land $107,000 Building $212,900	$319,900 Land $107,000 Building $212,900
2023	$3,266.00 (+8.29%)	$311,000 Land $105,900 Building $205,100	$311,000 Land $105,900 Building $205,100
2022	$3,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 4th St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 4th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on 4th St NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures