309 3rd St SE, Cairo, GA 39828 Property Records

Grady County property record for 309 3rd St SE, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 1960
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2026)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0270-106-000`

Property Details

APN / Parcel Number

Primary APN	`C0270-106-000`
Alternative APNs	`C0270106` `12170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,999 sqft Heated Area
1st Floor Area	1,999 sqft
Utility Area	324 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	207 ft deep x 160 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft

Exterior Amenities

Porch	Slab
Porch Area	387 sqft
Deck Area	256 sqft
Storage Building	168 sqft
Pole Barn	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12170
Street Address	309 3RD ST SE
City	CAIRO
State	GA
Zip	39828-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FF-RES: 80.00
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2033
Census Tract	950502

Owner

Source: Grady County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 3RD ST SE, CAIRO, GA 39828-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Feb 3, 1972
Deed Book / Page	984 / 285
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Sep 11, 2026
Property Address	309 3RD ST SE, CAIRO, GA 39828-2745
Document Number	0984000285
Book / Page	984 / 285
Instrument Date	Sep 11, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 3RD ST SE, CAIRO, GA 39828-2745

Mortgage

Document Number	0984000287,
Date	Sep 11, 2026
Book Page	984/287

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Cairo City
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,635.00 (-9.48%)	$87,529 (+10.85%) Land $2,490 Building $85,039	$218,823 (+10.85%) Land $6,225 Building $212,598
2024	$2,911.00 (+89.39%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$78,959 (+67.9%) Land $2,490 Building $76,469	$197,398 (+67.9%) Land $6,225 Building $191,173
2023	$1,537.00 (-8.73%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$47,026 (-) Land $5,734 Building $41,292	$117,566 (-) Land $14,336 Building $103,230
2022	$1,684.00 Senior Citizen's exemption Additional exemption filed	$47,026 Land $5,734 Building $41,292	$117,566 Land $14,336 Building $103,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO serves 9,637 people · EPA ID GA1310000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20