309 3rd St NW, Chisholm, MN 55719 Property Records

St. Louis County property record for 309 3rd St NW, Chisholm, MN 55719

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.25 ba · 1,056 sqft · built 1910
Lot Size	0.143 acres (6,248 sqft)
Owner	Individual Name on File
Last Sale	$56,600 (Dec 2019)
Tax Bill	$494 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-0150-00390`

Property Details

APN / Parcel Number

Primary APN	`020-0150-00390`
Alternative APN	`1083531`

Interior

Bedrooms	1 Bed
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,248 sqft (0.143 acres)
Garage Area	312 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1083531
Street Address	309 3RD ST NW
City	CHISHOLM
State	MN
Zip	55719-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 AND 12 AND NORTH 56 FEET OF LOTS 13,14, 15 AND 16, BLOCK 2 SERIAL #
Legal Subdivision	NORTHERN ADDITION
Legal Block	2
Legal Lot Number	11-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	CHISHOLM
Census Block Group	5
Census Block	5001
Census Tract	12600

Owner

309 3rd St NW is owned and occupied by an individual who bought it in December 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	309 3RD ST NW, CHISHOLM, MN 55719-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG
Jun 22, 2018	Deed of Trust, Mortgage · Conventional with PMI AMERICAN BK/NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on File
Deed Sale	Dec 30, 2019 · Amount on File
Prior Sale	Dec 15, 2005 · Amount on File
Deed Document Number	20191370405
Prior Transfer Date	Nov 7, 2005
Prior Transfer Doc	0001004227
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 30, 2019
Property Address	309 3RD ST NW, CHISHOLM, MN 55719-1505
Document Number	00A1370405
Instrument Date	Dec 20, 2019
Instrument	A1370405
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 3RD ST NW CHISHOLM MN 557191505, CHISHOLM, MN 55719-1505

Mortgage

Document Number	A1370406
Date	Dec 30, 2019
Instrument	A1370406

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	309 3RD ST NW, CHISHOLM, MN 55719-1505
Document Number	00A1338921
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 3RD ST NW CHISHOLM MN 557191505, CHISHOLM, MN 55719-1505

Mortgage

Document Number	00A1338921
Date	Aug 20, 2018
Instrument	A1338921

Lender

Name	AMERICAN BK/NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	84 Months
Due	Aug 19, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 309 3rd St NW was $494 with a homeowner's exemption, up 27.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Chisholm City
County	St. Louis County
Unified School District	Chisholm Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$494.00 (+27.32%) Homeowner's exemption
2025	$388.00 (-54.46%) Homeowner's exemption	$87,500 (+16.98%) Land $8,900 Building $78,600	$87,500 (+16.98%) Land $8,900 Building $78,600
2024	$852.00	$74,800 Land $8,900 Building $65,900	$74,800 Land $8,900 Building $65,900
2022		$60,500 Land $7,500 Building $53,000	$60,500 Land $7,500 Building $53,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 3rd St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 3rd St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chisholm serves 4,940 people · EPA ID MN1690007
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Northern Wireless Media Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CTC.

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