309 2nd St SE, Saint Michael, MN 55376 Property Records

Wright County property record for 309 2nd St SE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,878 sqft · built 2024
Lot Size	0.197 acres (8,609 sqft)
Owner	Trust Name on File
Last Sale	$593,000 (Jun 2026)
Tax Bill	$6,514 (2026)
Deeds & Mortgages	Jun 2026 Sale Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-383-002010`

Property Details

APN / Parcel Number

Primary APN	`114-383-002010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,878 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,609 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 2ND ST SE
City	SAINT MICHAEL
State	MN
Zip	55376-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-120 RANGE-024 CREEKSIDE WEST LOT-001 BLOCK-002
Legal Range	024
Legal Township	120
Legal Section	13
Legal Subdivision	CREEKSIDE WEST
Legal Block	2
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4015
Census Tract	100805

Owner

309 2nd St SE is owner-occupied and held in a trust since June 2026.

Source: Wright County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	309 2ND ST SE, SAINT MICHAEL, MN 55376-8509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Jul 12, 2024 · Amount on File
Deed Document Number	202638945
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 11, 2026
Property Address	309 2ND ST SE, SAINT MICHAEL, MN 55376-8509
Document Number	0000038945
Instrument Date	Jun 9, 2026
Instrument	202638945
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$197,646.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	309 2ND ST SE, SAINT MICHAEL, MN 55376-8509

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	309 2ND ST SE, SAINT MICHAEL, MN 55376-8509
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	ARDEN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 2ND ST SW, SAINT MICHAEL, MN 55376

Mortgage

Document Number	0000T38384
Date	Oct 7, 2025
Instrument	T38384

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 309 2nd St SE was $6,514.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,514.00	$552,400 (+1.75%) Land $175,000 Building $377,400	$552,400 (+1.75%) Land $175,000 Building $377,400
2025		$542,900 Land $175,000 Building $367,900	$542,900 Land $175,000 Building $367,900
2023		$139,900 Land $136,100 Building $3,800	$139,900 Land $136,100 Building $3,800
2022	$1,024.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 2nd St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 2nd St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, T-Mobile, Verizon.

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