309 1st St S, Wesley, IA 50483 Property Records

Kossuth County property record for 309 1st St S, Wesley, IA 50483

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,700 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-35-479-006`

Property Details

APN / Parcel Number

Primary APN	`20-35-479-006`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Basement Area	850 sqft
Finished Basement	250 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	822 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 1ST ST S
City	WESLEY
State	IA
Zip	50483-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 & S 40' OF LOT 16 BLK 1 WAY &
Legal Subdivision	WAY & BARRETTS COLLEGE ADD
Legal Block	1
Jurisdiction	KOSSUTH IA
Township / Civil Division	WESLEY
Census Block Group	2
Census Block	2137
Census Tract	950200

Owner

309 1st St S is owned and occupied by an individual.

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	309 1ST ST S, WESLEY, IA 50483-7112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA STATE BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	309 1ST ST S, WESLEY, IA 50483-7112
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1135
Date	Apr 22, 2020
Book Page	2020/1135
Instrument	2020 1135

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	309 1ST ST S, WESLEY, IA 50483-7112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2590
Date	Aug 26, 2019
Book Page	2019/2590
Instrument	2590

Lender

Name	IOWA STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	309 1ST ST S, WESLEY, IA 50483-7112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1135
Date	Apr 22, 2020
Book Page	2020/1135
Instrument	2020 1135

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 1st St S was $1,778 with a homeowner's exemption, up 1.8% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Municipality	Wesley City
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (+1.83%) Homeowner's exemption	$133,481 Land $4,968 Building $128,513
2024	$1,746.00
2023		$122,187 Land $4,968 Building $117,219	$122,187 Land $4,968 Building $117,219
2021	$1,198.00		$133,481 Land $4,968 Building $128,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 1st St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 1st St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESLEY WATER SUPPLY serves 390 people · EPA ID IA5592098
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on 1st St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures