McHenry County property record for 309 1st Ave E, Velva, ND 58790
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.277 acres (12,073 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,500 (May 2013) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 55001010932000 |
| Primary APN | 55001010932000 |
|---|
| Lot Area | 12,073 sqft (0.277 acres) |
|---|
| State | ND |
|---|---|
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0010 BLK: 7 LOT: 3-4 VELVA-KELLYS 2ND ADD LOT 3-4 BLK 7 |
| Legal Subdivision | VELVA-KELLYS 2ND ADD |
| Legal Block | 7 |
| Legal Lot Number | 3-4 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | VELVA |
| Census Block Group | 1 |
| Census Block | 1133 |
| Census Tract | 955900 |
Source: McHenry County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 1ST AVE E, VELVA, ND 58790-7334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Feb 9, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| May 24, 2013 | Warranty Deed, Transfer · VA Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2013 · Amount on Record |
| Deed Sale | May 24, 2013 · Amount on Record |
| Deed Document Number | 2013313102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | ND |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000328527 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 328527 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | ND |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000328576 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 328576 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | 309 1ST AVE E, VELVA, ND 58790-7334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 328576 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 328576 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY ND |
| Property Address | 309 1ST AVE E, VELVA, ND 58790-7334 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 328527 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 328527 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY ND |
| Recording Date | May 24, 2013 |
| Property Address | ND |
| Document Number | 0000313102 |
| Instrument Date | May 23, 2013 |
| Instrument | 313102 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Not Public Record |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 309 1ST AVE E, VELVA, ND 58790-7334 |
| Document Number | 0000313103 |
|---|---|
| Date | May 24, 2013 |
| Instrument | 313103 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2043 |
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| Municipality | Velva City |
| Unified School District | Velva Public School District 1 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $81,000 (-) Land $12,000 Building $69,000 | $162,000 (-) Land $24,000 Building $138,000 |
| 2023 | $81,000 Land $12,000 Building $69,000 | $162,000 Land $24,000 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 30 (1979–2011) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Jun 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 44% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VELVA serves 1,084 people · EPA ID ND2500964 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM 1&2 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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