309 176th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 309 176th Ave E, Lake Tapps, WA 98391

Property Summary

Property TypeVacant Land
Details3 bd · 2 ba · 1,774 sqft · built 1986
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Oct 2022)
Tax Bill$4,405 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052005-1-019

Property Details

APN / Parcel Number

Primary APN052005-1-019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,774 sqft
1st Floor Area1,774 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Roof MaterialOther
Lot Area217,800 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address309 176TH AVE E
CityLAKE TAPPS
StateWA
Zip98391-9437
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeMSF
Legal DescriptionSECTION 05 TOWNSHIP 20 RANGE 05 QUARTER 12 : S 1/2 OF SE OF GOVT LOT 2 TOG/W EASE LOT 5 OF SURVEY # 670 OUT OF 1/2 SEG J 0118 GG
Legal Range05
Legal Township20
Legal Section05
Legal Lot Number2,5
Legal Unit670
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group2
Census Block2022
Census Tract70315

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 176TH AVE E, LAKE TAPPS, WA 98391-9437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Warranty Deed, Transfer · Conventional Mortgage
1ST SECURITY BANK OF WASHINGTON
Dec 1, 2020Warranty Deed, Transfer · Conventional Mortgage
BANNER BANK
Aug 13, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2022 · Amount on Record
Deed SaleOct 28, 2022 · Amount on Record
Prior SaleDec 1, 2020 · Amount on Record
Deed Document Number2022671
Prior Transfer DateOct 15, 2001
Prior Transfer Doc0000000698
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateOct 28, 2022
Property Address309 176TH AVE E, LAKE TAPPS, WA 98391-9437
Document Number0010280671
Instrument DateOct 12, 2022
Instrument202210280671
Transaction TypeTransfer
Record UpdatedJul 3, 2023
Title CompanyEQUITY TITLE/AMERICA LLC, EQUITY TITLE OF WA LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,800.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 176TH AVE E, LAKE TAPPS, WA 98391-9437

Mortgage

Document Number0010280672
DateOct 28, 2022
Instrument202210280672
Lender
Name1ST SECURITY BANK OF WASHINGTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2042
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateJan 1, 2028
Change Frequency5 Years
Min Rate At Change7.75%
Max Rate At Change9.75%
Index5-Year CMT
Margin5
Max Rate13.7%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateDec 1, 2020
Property Address309 176TH AVE E, LAKE TAPPS, WA 98391-9437
Document Number0012011008
Instrument DateNov 24, 2020
Instrument202012011008
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyRAINIER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,280.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 A ST SE STE A, A, AUBURN, WA 98002-6066

Mortgage

Document Number0012011009
DateDec 1, 2020
Instrument202012011009
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateDec 1, 2023
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate11.7%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateAug 13, 2020
Property Address309 176TH AVE E, LAKE TAPPS, WA 98391-9437
Document Number2008130115
Instrument DateSep 17, 2007
Instrument202008130115
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address317 176TH AVE E LAKE TAPPS WA 983919437, LAKE TAPPS, WA 98391-9437

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$443,800 (-2.63%) Land $443,800$443,800 (-2.63%) Land $443,800
2025$4,405.00 (-0.83%)$455,800 (+2.2%) Land $455,800$455,800 (+2.2%) Land $455,800
2024$4,442.00 (+1.49%)$446,000 (-) Land $446,000$446,000 (-) Land $446,000
2023$4,377.00$446,000 Land $446,000$446,000 Land $446,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on 176th Ave E

Nearby Streets

Search Property Records by Address or Parcel Number