309 15th Ave NW, Ruskin, FL 33570 Property Records

Hillsborough County property record for 309 15th Ave NW, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,369 sqft · built 1955
Lot Size	4.64 acres (202,330 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2017)
Tax Bill	$5,323 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`055727-0000`

Property Details

APN / Parcel Number

Primary APN	`055727-0000`
Alternative APN	`U0632191V4000000007270`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,369 sqft Living Area
1st Floor Area	1,193 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	202,330 sqft
Garage Type	Carport
Garage Area	1,800 sqft
Carport	Carport
Carport Area	1,800 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	176 sqft
Greenhouse	440 sqft
Utility Building	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0557270000
Street Address	309 15TH AVE NW
City	RUSKIN
State	FL
Zip	33570-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AS-1
Legal Description	RUSKIN COLONY FARMS 2ND EXTENSION LOT 727
Legal Range	19E
Legal Township	32S
Legal Section	06
Legal Subdivision	RUSKIN COLONY FARMS 2ND EXTENSION
Legal Tract	1V4
Legal Lot Number	727
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1001
Census Tract	14121

Owner

309 15th Ave NW is owned and occupied by an individual who bought it in May 2017.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	309 15TH AVE NW, RUSKIN, FL 33570-3558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MTG FIN'L
May 26, 2017	Warranty Deed, Transfer · Conventional with PMI HOME LN ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Jul 12, 1999 · Amount on File
Deed Document Number	2017206945
Deed Book / Page	24971 / 1655
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	0184030096
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	309 15TH AVE NW, RUSKIN, FL 33570-3558
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	CELEBRATION TITLE GROUP, CELEBRATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 15TH AVE NW, RUSKIN, FL 33570-3558

Mortgage

Document Number	2021543899
Date	Oct 27, 2021
Instrument	2021543899

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	309 15TH AVE NW, RUSKIN, FL 33570-3558
Document Number	0000412070
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 15TH AVE NW RUSKIN FL 335703558, RUSKIN, FL 33570-3558

Mortgage

Document Number	0000412070
Date	Oct 7, 2020
Instrument	412070

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 26, 2017
Property Address	309 15TH AVE NW, RUSKIN, FL 33570-3558
Document Number	0249711655
Book / Page	024971 / 001655
Instrument Date	May 26, 2017
Instrument	206945
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 15TH AVE NW RUSKIN FL 335703558, RUSKIN, FL 33570-3558

Mortgage

Document Number	249711657
Date	May 26, 2017
Book Page	024971/001657
Instrument	206946

Lender

Name	HOME LN ALLIANCE
Type	Funding / Finance Company
Address	TAMPA, FL 33602

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 309 15th Ave NW was $5,323 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,073 (+2.7%)	$439,339 (+4.49%) Land $241,408 Building $197,931
2025	$5,323.00 Homeowner's exemption	$302,895	$420,477 Land $218,776 Building $201,701
2023	$4,720.00 (+19.22%) Homeowner's exemption	$285,785 (+16.34%)	$376,656 (+13.24%) Land $186,714 Building $189,942
2022	$3,959.00 Homeowner's exemption	$245,655	$332,624 Land $156,538 Building $176,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 15th Ave NW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	85 (1982–2024)
Claims Outside the SFHA	8 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 25 claims Tropical Storm Josephine, Oct 1996 · 6 claims Hurricane Elena, Aug 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 15th Ave NW is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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