309 12th Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 309 12th Ave, Spring Lake, NJ 07762 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,704 sqft · built 1966
Lot Size0.334 acres (14,549 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Mar 2000)
Tax Bill$11,627 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN48-00025-02-00022

Property Details

APN / Parcel Number

Primary APN48-00025-02-00022
Alternative APNs
  • 4800025000200022
  • 03920

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area1,704 sqft
Basement Area1,266 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area14,549 sqft (0.334 acres)
Lot Dimensions194 ft deep x 75 ft wide
Garage Area108 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number03920
Street Address309 12TH AVE
CitySPRING LAKE
StateNJ
Zip07762-1948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block25.2
Legal Lot Number22
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group1
Census Block1011
Census Tract808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records · APN 48-00025-02-00022

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 12TH AVE, SPRING LAKE, NJ 07762-1948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2000 · Amount on Record
Deed SaleMar 29, 2000 · Amount on Record
Prior SaleDec 05, 1983 · Amount on Record
Deed Book / Page5921 / 435
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address309 12TH AVE, SPRING LAKE, NJ 07762-1948
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyPERFECT TITLE, PERFECT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094854446
DateFeb 26, 2021
Book Page9485/4446
Instrument2021030602
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,264,200 (+11.34%) Land $818,000 Building $446,200$1,264,200 (+11.34%) Land $818,000 Building $446,200
2025$11,627.00 (+0.05%)$1,135,400 (+22.51%) Land $698,300 Building $437,100$1,135,400 (+22.51%) Land $698,300 Building $437,100
2024$11,621.00 (+16.96%)
2023$926,800 Land $510,000 Building $416,800$926,800 Land $510,000 Building $416,800
2022$9,936.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258089011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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