Madison County property record for 3089 Trophy Ln, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $282 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0043-0016-0010 |
| Primary APN | 0043-0016-0010 |
|---|---|
| Alternative APNs |
|
| Lot Area | 80,586 sqft (1.85 acres) |
|---|
| Account Number | 44677 |
|---|---|
| Street Address | 3089 TROPHY LN |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE RIDGE ESTS LOT 10 PH 2 (1.85 ACRES) |
| Legal Subdivision | LAKE RIDGE EST |
| Legal Phase | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10802 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1600 CHAMPION WAY, RICHMOND, KY 40475-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2005 |
| Deed Sale | Jul 19, 2005 |
| Deed Document Number | 0000592678 |
| Record Updated | Jun 8, 2026 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $282.00 (+45.36%) Additional exemption filed | $30,000 (+5%) | $30,000 (+5%) |
| 2023 | $194.00 | $20,000 | $20,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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