3089 Summer Set Cir, Banning, CA 92220 Property Records

Riverside County property record for 3089 Summer Set Cir, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,474 sqft · built 1990
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Apr 2024)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`538-322-009`

Property Details

APN / Parcel Number

Primary APN	`538-322-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,474 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Gravel
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3089 SUMMER SET CIR
City	BANNING
State	CA
Zip	92220-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.10 ACRES IN LOT 66 MB 134/071 TR 18063
Legal Subdivision	TRACT NO 18063
Legal Tract	18063
Legal Lot Number	66
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1019
Census Tract	44300

Owner

3089 Summer Set Cir is owned by an individual who bought it in April 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	252 N 4TH ST, BANNING, CA 92220-4714
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Affidavit of Death of Joint Tenant, Transfer FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO
Apr 26, 2024	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 24, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS
Aug 17, 2017	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	2024122391
Prior Transfer Date	Apr 19, 2024
Prior Transfer Doc	0000122390
Record Updated	Oct 29, 2026

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 26, 2024
Property Address	3089 SUMMER SET CIR, BANNING, CA 92220-3706
Document Number	0000122390
Map Reference	MB 134 PG 71-76
Instrument Date	Apr 1, 2024
Instrument	2024-0122390
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 SUMMER SET CIR, BANNING, CA 92220-3706

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 26, 2024
Property Address	3089 SUMMER SET CIR, BANNING, CA 92220-3706
Document Number	0000122391
Map Reference	MB 134 PG 71-76
Instrument Date	Mar 28, 2024
Instrument	2024-0122391
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 N 4TH ST, BANNING, CA 92220-4714

Mortgage

Document Number	0000122392
Date	Apr 26, 2024
Instrument	2024-0122392

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 24, 2017
Property Address	3089 SUMMER SET CIR, BANNING, CA 92220-3706
Document Number	0000441632
Instrument Date	Oct 5, 2017
Instrument	441632
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3089 SUMMER SET CIR BANNING CA 922203706, BANNING, CA 92220-3706

Mortgage

Document Number	441633
Date	Oct 24, 2017
Instrument	441633

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 17, 2017
Property Address	3089 SUMMER SET CIR, BANNING, CA 92220-3706
Document Number	0000342188
Instrument Date	Aug 8, 2017
Instrument	342188
Transaction Type	Foreclosure
Record Updated	Aug 28, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	27372 ALISO CREEK RD ALISO VIEJO CA 926565339, ALISO VIEJO, CA 92656-5339

Tax Assessment & Valuation

The 2025 property tax bill for 3089 Summer Set Cir was $5,175.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,746 (+2%) Land $20,808 Building $358,938
2025	$5,175.00	$372,300 Land $20,400 Building $351,900
2023	$3,558.00 (+2.18%) Homeowner's exemption	$256,893 Land $21,871 Building $235,022
2022	$3,482.00
2021			$274,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3089 Summer Set Cir in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3089 Summer Set Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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