3089 Pinewood Dr, Overgaard, AZ 85933 Property Records

Navajo County property record for 3089 Pinewood Dr, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	3,030 sqft · built 1984
Lot Size	2.13 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Aug 2023)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-36-132`

Property Details

APN / Parcel Number

Primary APN	`206-36-132`

Interior

Stories	1 Story
Building Area	3,030 sqft Living Area
1st Floor Area	3,030 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	93,218 sqft
Garage Type	Detached
Garage Area	624 sqft
Deck Area	Deck Area
Patio Area	580 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3089 PINEWOOD DR
City	OVERGAARD
State	AZ
Zip	85933-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-43
Legal Description	PINELAND ACRES:LOT 132
Legal Range	17E
Legal Township	12N
Legal Section	20
Legal Subdivision	PINELAND ACRES
Legal Lot Number	132
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1026
Census Tract	963700

Owner

3089 Pinewood Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	202311291
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000013270
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017

Mortgage

Document Number	0000014340
Date	Sep 30, 2025
Instrument	2025-14340

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 18, 2023
Property Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017
Document Number	0000011291
Map Reference	MB 11 PG 23
Instrument Date	Aug 14, 2023
Instrument	2023-11291
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017

Mortgage

Document Number	0000011292
Date	Aug 18, 2023
Instrument	2023-11292

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Jun 15, 2021
Property Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017
Document Number	0000013270
Map Reference	MB 11 PG 23
Instrument Date	Feb 26, 2021
Instrument	2021-13270
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	592 E BRIDGEPORT PKWY, GILBERT, AZ 85295-5926

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Dec 5, 2017
Property Address	3089 PINEWOOD DR, HEBER, AZ 85928
Document Number	0000018808
Instrument Date	Sep 21, 2017
Instrument	18808
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3089 PINEWOOD DR OVERGAARD AZ 85933, OVERGAARD, AZ 85933

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 1, 2021
Property Address	3089 PINEWOOD DR, OVERGAARD, AZ 85933-5017
Document Number	0000004238
Map Reference	MB 11 PG 23
Instrument Date	Feb 12, 2017
Instrument	2021-04238
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	PRECISION TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8230 E NAVARRO AVE, MESA, AZ 85209-6716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 E BRIDGEPORT PKWY, GILBERT, AZ 85295-5926

Mortgage

Document Number	0000004240
Date	Mar 1, 2021
Instrument	2021-04240

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3089 Pinewood Dr was $2,325.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$458,894 (+0.93%) Land $81,190 Building $377,704
2026			$454,687 (+7.81%) Land $79,567 Building $375,120
2025	$2,325.00	$42,173 (-4.69%) Land $7,826 Building $34,347	$421,732 (-4.69%) Land $78,264 Building $343,468
2024		$44,247 Land $7,987 Building $36,260	$442,476 Land $79,873 Building $362,603
2023	$2,646.00 (+4.88%)
2022	$2,523.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3089 Pinewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3089 Pinewood Dr is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 60% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless	2,000 / 2,000
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pinewood Dr

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