3089 Pine St, Bondsville, MA 01009 Property Records

Hampden County and Palmer Town City property record for 3089 Pine St, Bondsville, MA 01009

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 888 sqft · built 2024
Lot Size	2.26 acres (98,446 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (May 2023)
Tax Bill	$6,367 (2025)
Deeds & Mortgages	Dec 2023 Refinance May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`PALM M:86 B:120`

Property Details

APN / Parcel Number

Primary APN	`PALM M:86 B:120`
Alternative APN	`M:0086 L:000120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	2,173 sqft
1st Floor Area	888 sqft
Basement Area	923 sqft
Unfinished Basement	923 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,446 sqft (2.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3089 PINE ST
City	BONDSVILLE
State	MA
Zip	01009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	120
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1007
Census Tract	810200

Owner

3089 Pine St is owned by an individual who bought it in May 2023.

Source: Hampden County and Palmer Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 881, BONDSVILLE, MA 01009-0881
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK
May 12, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Prior Transfer Date	May 10, 2023
Prior Transfer Doc	025004-150
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	3089 PINE ST, BONDSVILLE, MA 01009-7736
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025254-412
Date	Dec 8, 2023
Book Page	25254/412
Instrument	58407

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2055

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	May 12, 2023
Property Address	3089 PINE ST, BONDSVILLE, MA 01009-7736
Document Number	025004-150
Book / Page	25004 / 150
Instrument Date	May 10, 2023
Instrument	21696
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CALIFORNIA AVE, SPRINGFIELD, MA 01118-2019

Tax Assessment & Valuation

The 2025 property tax bill for 3089 Pine St was $6,367, up 402.5% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,367.00 (+402.53%)	$335,300 (+413.48%) Land $71,400 Building $263,900	$305,235
2024	$1,267.00 (-4.52%)	$65,300 (-) Land $65,300
2023	$1,327.00	$65,300 Land $65,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3089 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3089 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONDSVILLE FIRE AND WATER DISTRICT serves 1,429 people · EPA ID MA1227002
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	2.1 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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