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3089 Otter Dr, Troy, MI 48083 Property Records

Oakland County property record for 3089 Otter Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 1971
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jan 2013)
Tax Bill$3,588 (2025)
Deeds & MortgagesMar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-24-451-015

Property Details

APN / Parcel Number

Primary APN88-20-24-451-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
Basement Area1,260 sqft
Unfinished Basement1,554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3089 OTTER DR
CityTROY
StateMI
Zip48083-5725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 24 BEAVER TRAIL SUB LOT 15
Legal Range11E
Legal Township2N
Legal Section24
Legal SubdivisionBEAVER TRAIL SUB
Legal Lot Number15
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2006
Census Tract198000

Owner

3089 Otter Dr is owned by two individuals who acquired it in January 2020.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4986 RIVER BANK CT, TROY, MI 48085-4896
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2013 · Amount on File
Deed SaleJan 9, 2013 · Amount on File
Prior SaleAug 30, 2011 · Amount on File
Deed Document Number20139626
Deed Book / Page45180 / 588
Last Transfer DateJan 31, 2020
Transfer Doc0000042670
Record UpdatedOct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 3, 2020
Property Address3089 OTTER DR, TROY, MI 48083-5725
Document Number0000042670
Book / Page053896 / 000130
Instrument DateJan 31, 2020
Instrument42670
Transaction TypeTransfer
Record UpdatedApr 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4896 RIVER BANK CT TROY MI 480854896, TROY, MI 48085-4896

Tax Assessment & Valuation

The 2025 property tax bill for 3089 Otter Dr was $3,588.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,588.00
2023$262,100
2022$4,231.00$131,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3089 Otter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3089 Otter Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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