3089 Oak Ave, Miami, FL 33133 Property Records

Miami-Dade County property record for 3089 Oak Ave, Miami, FL 33133

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,510 sqft · built 2005
Owner	2 Individual Names on File
Last Sale	$780,000 (Jan 2019)
Tax Bill	$13,676 (2025)
Deeds & Mortgages	Jan 2019 Sale Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4121-283-0010`

Property Details

APN / Parcel Number

Primary APN	`01-4121-283-0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,510 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3089 OAK AVE, 3089
City	MIAMI
State	FL
Zip	33133-5133
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5700
Legal Description	OAK IN THE GROVE CONDO UNIT 3089 UNDIV 1/2 INT IN COMMON ELEMENTS OFF REC 23893-3015 OR 22313-2242 0404 2 COC 24005-3038 11 2005 1
Legal Range	41E
Legal Township	54S
Legal Section	21
Legal Subdivision	OAK IN THE GROVE CONDO
Legal Block	2
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2002
Census Tract	7103

Owner

3089 Oak Ave is owned and occupied by two individuals who bought it in January 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3089 OAK AVE, MIAMI, FL 33133-5133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 14, 2017	Warranty Deed, Transfer · ARM CAPITAL PARTNERS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	20197632
Deed Book / Page	31278 / 787
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 4, 2019
Property Address	3089 OAK AVE, MIAMI, FL 33133-5133
Document Number	0000007631
Book / Page	031278 / 000784
Instrument Date	Dec 21, 2018
Instrument	7631
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$4,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651
Investor	Possibly a Property Investor

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 4, 2019
Property Address	3089 OAK AVE, MIAMI, FL 33133-5133
Document Number	0000007632
Book / Page	31278 / 0787
Map Reference	OR 23893 PG 3015
Instrument Date	Dec 21, 2018
Instrument	2019R0007632
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	CHELSEA TITLE DIVISION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7161 BISHOP RD STE 250, 7161, PLANO, TX 75024-3651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 OAK AVE, MIAMI, FL 33133-5133

Mortgage

Document Number	0000007633
Date	Jan 4, 2019
Instrument	2019R0007633

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 14, 2017
Property Address	3089 OAK AVE, MIAMI, FL 33133-5133
Document Number	0000142685
Book / Page	30455 / 2845
Map Reference	OR 23893 PG 3015
Instrument Date	Feb 27, 2017
Instrument	2017R0142685
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,542.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 CONESTOGA BLVD, 156, LANCASTER, PA 17602-3855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 OAK AVE, COCONUT GROVE, FL 33133-5133

Mortgage

Document Number	0000142686
Date	Mar 14, 2017
Instrument	2017R0142686

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 3089 Oak Ave was $13,676 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,676.00 Homeowner's exemption	$707,430	$1,209,780
2023	$13,240.00 (+2.85%) Homeowner's exemption	$667,469 (+3%)	$1,099,800 (+52.01%)
2022	$12,873.00 Homeowner's exemption	$648,029	$723,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3089 Oak Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	15 (1984–2017)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3089 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Google Fiber.

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