3089 Montclair Dr, Clarkston, MI 48348 Property Records

Oakland County property record for 3089 Montclair Dr, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,621 sqft · built 2002
Lot Size	0.435 acres (18,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jun 2021)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O-09-19-351-001`

Property Details

APN / Parcel Number

Primary APN	`O-09-19-351-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,621 sqft Living Area
1st Floor Area	1,836 sqft
Basement Area	1,798 sqft
Unfinished Basement	1,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	18,949 sqft (0.435 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	43 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3089 MONTCLAIR DR
City	CLARKSTON
State	MI
Zip	48348-5067
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T4N, R9E, SEC 24 & T4N, R10E, SEC 19 OAKLAND COUNTY CONDOMINIUM PLAN NO 1036 OAKHURST UNIT 398 L 17072 P 18 1-4-00 FR 300-001
Legal Range	10E
Legal Township	04N
Legal Section	24
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	398
Jurisdiction	OAKLAND MI
Township / Civil Division	ORION
Census Block Group	1
Census Block	1000
Census Tract	128700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3089 MONTCLAIR DR, CLARKSTON, MI 48348-5067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC
Jun 11, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Oct 29, 2002 · Amount on Record
Deed Document Number	2021147709
Deed Book / Page	56363 / 736
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3089 MONTCLAIR DR, CLARKSTON, MI 48348-5067
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3089 MONTCLAIR DR, CLARKSTON, MI 48348-5067

Mortgage

Document Number	20260017144
Date	Feb 9, 2026
Book Page	60934/802
Instrument	20260017144

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3089 MONTCLAIR DR, CLARKSTON, MI 48348-5067
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 FAIRWAY DR, PONTIAC, MI 48340-1480

Mortgage

Document Number	0000151009
Date	Jun 14, 2021
Book Page	56386/271
Instrument	151009

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3089 MONTCLAIR DR, CLARKSTON, MI 48348-5067
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067285
Date	Apr 8, 2020
Book Page	54047/301
Instrument	67285

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 11, 2021
Property Address	3089 MONTCLAIR DR, CLARKSTON, MI 48348-5067
Document Number	0000147709
Book / Page	56363 / 736
Map Reference	LB 17072 PG 18-95
Instrument Date	Jun 4, 2021
Instrument	147709
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$3,698.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3089 MONTCLAIR DR, 3089, CLARKSTON, MI 48348-5067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 FAIRWAY DR, CLARKSTON, MI 48348

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Orion Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00 (-31.13%) Homeowner's exemption	$237,370 (+13.67%)	$474,740 (+13.67%)
2024	$7,410.00 (+64.27%)
2023		$208,830	$417,660
2021	$4,511.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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