Muskegon County property record for 3089 E Bard Rd, Muskegon, MI 49445
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 2003 |
| Lot Size | 0.917 acres (39,945 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,200 (Aug 2006) |
| Tax Bill | $1,295 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61-07-025-200-0001-10 |
| Primary APN | 61-07-025-200-0001-10 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,945 sqft (0.917 acres) |
| Garage Area | 432 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3089 E BARD RD |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49445-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG/RC |
| Legal Description | DALTON TOWNSHIP D-0371AA SEC 25 T11N R16W THE E 200 FT OF THE N 200 FT OF THE NW 1/4 OF NW 1/4 OF NE 1/4 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | DALTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 3400 |
3089 E Bard Rd is owned and occupied by an individual who bought it in August 2006.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3089 E BARD RD, MUSKEGON, MI 49445-9549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2006 · Amount on File |
| Deed Sale | Aug 7, 2006 · Amount on File |
| Deed Document Number | 20065210031 |
| Deed Book / Page | 3709 / 566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | May 28, 2026 |
| Property Address | 3089 E BARD RD, MUSKEGON, MI 49445-9549 |
| Document Number | 0005884852 |
| Book / Page | 4419 / 341 |
| Instrument Date | May 20, 2026 |
| Instrument | 20265884852 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3089 E BARD RD, MUSKEGON, MI 49445-9549 |
| Document Number | 0005884852, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 4419/341 |
| Instrument | 20265884852 |
| Name | CONSUMERS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 26, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3089 E Bard Rd was $1,295 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Dalton Township |
| Unified School District | Reeths-Puffer Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,600 (+33.6%) | $135,200 (+33.6%) | |
| 2025 | $1,295.00 Homeowner's exemption | $50,600 | $101,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3089 E Bard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3089 E Bard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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