3088 Summit Ln, Atwater, CA 95301 Property Records

Merced County property record for 3088 Summit Ln, Atwater, CA 95301

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,629 sqft · built 1985
Lot Size	0.099 acres (4,314 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2020)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-230-035-000`

Property Details

APN / Parcel Number

Primary APN	`150-230-035-000`
Alternative APN	`150-230-035`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,629 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,314 sqft (0.099 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	150-230-035
Street Address	3088 SUMMIT LN
City	ATWATER
State	CA
Zip	95301-2241
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD7
Legal Description	MERIDIAN LOT 41
Legal Subdivision	MERIDIAN
Legal Lot Number	41
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2000
Census Tract	603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3088 SUMMIT LN, ATWATER, CA 95301-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 14, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 16, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Mar 16, 2017	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	202015489
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0000008559
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3088 SUMMIT LN, ATWATER, CA 95301-2241
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 SUMMIT LN, ATWATER, CA 95301-2241

Mortgage

Document Number	0000057512
Date	Dec 28, 2021
Instrument	2021057512

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 14, 2020
Property Address	3088 SUMMIT LN, ATWATER, CA 95301-2241
Document Number	0000015489
Map Reference	VOL 29 PG 19-21
Instrument Date	Mar 20, 2020
Instrument	2020015489
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 SUMMIT LN, ATWATER, CA 95301-2241

Mortgage

Document Number	0000015490
Date	May 14, 2020
Instrument	2020015490

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 16, 2017
Property Address	3088 SUMMIT LN, ATWATER, CA 95301-2241
Document Number	0000008559
Instrument Date	Feb 17, 2017
Instrument	8559
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3088 SUMMIT LN ATWATER CA 953012241, ATWATER, CA 95301-2241

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 16, 2017
Property Address	3088 SUMMIT LN, ATWATER, CA 95301-2241
Document Number	0000008558
Map Reference	VOL 29 PG 19-22
Instrument Date	Feb 16, 2017
Instrument	2017-008558
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 SUMMIT LN, ATWATER, CA 95301-2241

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$273,468 (+2%) Land $44,617 Building $228,851
2025	$2,894.00 (+5.27%)	$268,107 (+4.1%) Land $43,743 Building $224,364
2023	$2,749.00 (+1.1%)	$257,536 Land $42,046 Building $215,490
2022	$2,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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