3088 Main St, Custer, WA 98240 Property Records

Whatcom County property record for 3088 Main St, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1920
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$160,000 (Dec 2015)
Tax Bill	$3,501 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400135-316443-0000`

Property Details

APN / Parcel Number

Primary APN	`400135-316443-0000`
Alternative APNs	`123506` `603983` `620580` `39671`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	816 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	80 sqft
Deck Area	550 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	123506
Street Address	3088 MAIN ST
City	CUSTER
State	WA
Zip	98240-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	BEG 150 FT E OF SW COR OF NW NE-TH E 50 FT-TH N 140 FT-TH W 50 FT-TH S 140 FT TO BEG-TOG WI WATER ESMT OVER TAX 2.21 REC AF 774040-THAT PTN OF E 55 FT OF W 155 FT OF N 442 FT OF NW NE-LESS RD LY SELY OF LATERAL #2 WHATCOM CO DID #7 DAF-BEG 100 FT E O
Legal Range	01
Legal Township	40
Legal Section	35
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	2
Census Block	2088
Census Tract	10407

Owner

Source: Whatcom County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3088 MAIN ST, CUSTER, WA 98240-9524
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Intrafamily Transfer, Transfer
Jan 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2015 · Amount on Record
Deed Sale	Dec 31, 2015 · Amount on Record
Deed Document Number	20151203347
Last Transfer Date	Sep 18, 2025
Transfer Doc	0000002285
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Sep 29, 2025
Property Address	3088 MAIN ST, CUSTER, WA 98240-9524
Document Number	0000902285
Instrument Date	Sep 18, 2025
Instrument	2025-0902285
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 MAIN ST, CUSTER, WA 98240-9524

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3088 MAIN ST, CUSTER, WA 98240-9524
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100078
Date	Jan 3, 2024
Instrument	2024-0100078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Oct 5, 2023
Property Address	3088 MAIN ST, CUSTER, WA 98240-9524
Document Number	0001000378
Instrument Date	Oct 5, 2023
Instrument	2023-1000378
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,501.00 (-2.64%)	$472,809 (+1.34%) Land $211,945 Building $260,864	$472,809 (+1.34%) Land $211,945 Building $260,864
2024	$3,596.00 (+107.5%)	$466,569 (+107.47%) Land $237,500 Building $229,069	$466,569 (+107.47%) Land $237,500 Building $229,069
2022		$224,880 Land $23,894 Building $200,986	$224,880 Land $23,894 Building $200,986
2021	$1,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Custer Water Association private · serves 365 people · EPA ID WA5317050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Ziply Fiber.

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