3088 Elderberry Ave, Kalispell, MT 59901 Property Records

Flathead County property record for 3088 Elderberry Ave, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 2021
Lot Size	0.192 acres (8,364 sqft)
Owner	Company Name on Record
Last Sale	$343,800 (Oct 2021)
Tax Bill	$2,221 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R860734`

Property Details

APN / Parcel Number

Primary APN	`R860734`
Alternative APNs	`07-4078-28-1-04-29-0000` `0000508061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,625 sqft Living Area
1st Floor Area	1,625 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,364 sqft (0.192 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000508061
Street Address	3088 ELDERBERRY AVE
City	KALISPELL
State	MT
Zip	59901-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMBULL CREEK CROSSING PH 4, S28, T29 N, R21 W, LOT 13
Legal Range	21W
Legal Township	29N
Legal Section	28
Legal Subdivision	TRUMBULL CREEK CROSSING PH 4
Legal Lot Number	13
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3004
Census Tract	700

Owner

Source: Flathead County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3088 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 1, 2021	Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE
May 6, 2021	Special Warranty Deed, Transfer · Commercial Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Oct 1, 2021
Deed Document Number	202135214
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	3088 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100037826
Date	Oct 27, 2021
Instrument	202100037826

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	84925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Oct 1, 2021
Property Address	3088 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Document Number	202100035214
Instrument Date	Oct 1, 2021
Instrument	202100035214
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3088 ELDERBERRY AVE, KALISPELL, MT 59901-3734

Mortgage

Document Number	202100035150
Date	Oct 1, 2021
Instrument	202100035150

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 1, 2021
Property Address	3088 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Document Number	202100035149
Instrument Date	Sep 28, 2021
Instrument	202100035149
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3088 ELDERBERRY AVE, KALISPELL, MT 59901-3734

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 6, 2021
Property Address	3088 ELDERBERRY AVE, KALISPELL, MT 59901-3734
Document Number	202100015858
Instrument Date	May 5, 2021
Instrument	202100015858
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 2ND ST W, KALISPELL, MT 59901-4410
Investor	Possibly a Property Investor

Mortgage

Document Number	202100015859
Date	May 6, 2021
Instrument	202100015859

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,221.00 (-39.79%)	$539,300 (+18.61%)
2025			$539,300 (+18.61%) Land $94,423 Building $444,877
2023	$3,689.00	$454,700	$454,700 Land $75,658 Building $379,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon.

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