Seneca County and Fayette Town property record for 3088 Disinger Rd, Waterloo, NY 13165
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2 ba · 3,018 sqft · built 1880 |
| Lot Size | 115 acres (5,044,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Feb 2020) |
| Tax Bill | $13,061 (2026) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| APN | 452289 06-1-14 |
| Primary APN | 452289 06-1-14 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,018 sqft Living Area |
| 1st Floor Area | 1,662 sqft |
| 2nd Floor Area | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 5,044,248 sqft (115 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 3,150 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3088 DISINGER RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | FAYETTE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950700 |
3088 Disinger Rd, a rural home, is owned and occupied by two individuals who bought it in February 2020.
Source: Seneca County and Fayette Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3088 DISINGER RD, WATERLOO, NY 13165-9462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2020 · Amount on File |
| Deed Sale | Feb 7, 2020 · Amount on File |
| Deed Book / Page | 1007 / 185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Feb 7, 2020 |
| Property Address | 3088 DISINGER RD, WATERLOO, NY 13165-9462 |
| Document Number | 001007/185 |
| Book / Page | 1007 / 185 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3088 DISINGER RD, WATERLOO, NY 13165-9462 |
| Document Number | 001734/129 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 1734/129 |
| Instrument | 47775 |
| Name | JOHN L ZIMMERMAN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3088 Disinger Rd was $13,061, up 6.3% from the year before.
Source: Seneca County and Fayette Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Fayette Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,061.00 (+6.27%) | ||
| 2025 | $12,290.00 | $485,200 Land $344,900 Building $140,300 | $851,200 Land $605,068 Building $246,132 |
| 2023 | $485,200 Land $344,900 Building $140,300 | $673,889 Land $479,028 Building $194,861 | |
| 2019 | $2,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3088 Disinger Rd; there have been 7 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (1983–1993) |
| Most Recent Claim | Apr 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3088 Disinger Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
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