3087 Poe Rd, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 3087 Poe Rd, Soddy Daisy, TN 37379

Property Summary

Property Type	Single Family Home
Details	4 ba · built 2025
Owner	Individual Name on Record
Last Sale	$707,000 (Mar 2026)
Tax Bill	$227 (2025)
Deeds & Mortgages	Aug 2024 Construction Loan Mar 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046C A 038`

Property Details

APN / Parcel Number

Primary APN	`046C A 038`
Alternative APN	`0000397430`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2025
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000397430
Street Address	3087 POE RD
City	SODDY DAISY
State	TN
Zip	37379-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 38 COOPERS CREEK PB 130 PGS 114-115 REV PB 132 PGS 48-49 OUT OF 046 008.09 FOR 2024
Legal Subdivision	COOPERS CREEK
Legal Lot Number	38
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1066
Census Tract	11001

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3087 POE RD, SODDY DAISY, TN 37379-7217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed of Trust, Mortgage · Construction Mortgage MILLENNIUM BANK
Mar 5, 2026	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Deed Document Number	2026030500150
Deed Book / Page	14217 / 427
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3087 POE RD, SODDY DAISY, TN 37379-7217
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000074
Date	Aug 30, 2024
Book Page	13692/469
Instrument	2024083000074

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 23, 2025

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2026
Property Address	3087 POE RD, SODDY DAISY, TN 37379-7217
Document Number	0000000150
Book / Page	14217 / 427
Map Reference	MB 135 PG 21&22
Instrument Date	Mar 2, 2026
Instrument	2026030500150
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3087 POE RD, SODDY DAISY, TN 37379-7217

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 5, 2026
Property Address	3087 POE RD, SODDY DAISY, TN 37379-7217
Document Number	0000000150
Book / Page	14217 / 427
Map Reference	MB 135 PG 21&22
Instrument Date	Mar 2, 2026
Instrument	2026030500150
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3087 POE RD, SODDY DAISY, TN 37379-7217

Mortgage

Document Number	0014217430
Date	Mar 5, 2026
Instrument	14217/430

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$227.00	$15,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2004–2020)
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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