30869 Co Rd 146, Nappanee, IN 46550 Property Records

Elkhart County property record for 30869 Co Rd 146, Nappanee, IN 46550

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,944 sqft · built 1985
Lot Size	11.5 acres (503,989 sqft)
Owner	2 Owner Names on File
Tax Bill	$4,788 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-13-22-101-003.000-020`

Property Details

APN / Parcel Number

Primary APN	`20-13-22-101-003.000-020`
Alternative APN	`1322101003020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Game Room	Game Room
Flooring	Subfloor

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Frame/Aluminum
Construction Type	Wood
Roof Material	Asphalt
Lot Area	503,989 sqft (11.5 acres)
Garage Type	Mixed
Garage Area	4,432 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	16 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Patio Area	276 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	1322101003020
Old Parcel Number	1322101003020
Street Address	30869 COUNTY ROAD 146
City	NAPPANEE
State	IN
Zip	46550-9494
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ZO01
Legal Description	IN W1/2 NW1/4 & NE1/4 NW1/4 - N OF CR 146 EX ETC EX 13.51A EX 3.00A EX 16.85A SEC 22 11.57A
Jurisdiction	ELKHART IN
Township / Civil Division	LOCKE
Census Block Group	1
Census Block	1017
Census Tract	1100

Owner

The current owner of 30869 Co Rd 146 acquired it in December 2007.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	2 Owner Names on File
Mailing Address	30869 COUNTY ROAD 146, NAPPANEE, IN 46550-9494
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage 1ST SOURCE BANK
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2007
Deed Sale	Dec 10, 2007
Prior Sale	Feb 21, 2003
Deed Document Number	2007-33670
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	30869 COUNTY ROAD 146, NAPPANEE, IN 46550-9494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019758
Date	Sep 14, 2017
Instrument	2017-19758

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	144 Months
Due	Sep 29, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	30869 COUNTY ROAD 146, NAPPANEE, IN 46550-9494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004285
Date	Mar 5, 2019
Instrument	2019-04285

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	161 Months
Due	Aug 13, 2032

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Locke Township
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$629,500 (+18.35%) Land $43,300 Building $586,200	$629,500 (+18.35%) Land $43,300 Building $586,200
2024	$4,788.00	$531,900 (+9.33%) Land $44,600 Building $487,300	$531,900 (+9.33%) Land $44,600 Building $487,300
2023		$486,500 (+9.18%) Land $41,600 Building $444,900	$486,500 (+9.18%) Land $41,600 Building $444,900
2022	$4,290.00	$445,600 Land $38,600 Building $407,000	$445,600 Land $38,600 Building $407,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30869 Co Rd 146 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30869 Co Rd 146 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1

May also be available: AT&T, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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