3086 Willard Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 3086 Willard Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 751 sqft · built 1953
Lot Size	4.76 acres (207,346 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Aug 2022)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-34-4117-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-34-4117-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	751 sqft Living Area
1st Floor Area	751 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	207,346 sqft (4.76 acres)
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3086 WILLARD RD
City	BIRCH RUN
State	MI
Zip	48415-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 17 SMITLEY PARK IN SE 1/4 OF SE 1/4 SEC 34 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	34
Legal Subdivision	SMITLEY PARK
Legal Lot Number	17
Legal Unit	17
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	3
Census Block	3017
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3086 WILLARD RD, BIRCH RUN, MI 48415-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · FHA Mortgage LEGEND LENDING CORP
Aug 10, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage ROSEBUD ECONOMIC DEVELOPMENT CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	202221708
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 10, 2022
Property Address	3086 WILLARD RD, BIRCH RUN, MI 48415-9404
Document Number	0000021708
Map Reference	LB 6 PG 10
Instrument Date	Aug 5, 2022
Instrument	2022021708
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3086 WILLARD RD, 3086, BIRCH RUN, MI 48415-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 WILLARD RD, BIRCH RUN, MI 48415-9404

Mortgage

Document Number	0000021672
Date	Aug 10, 2022
Instrument	2022021672

Lender

Name	LEGEND LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 10, 2022
Property Address	3086 WILLARD RD, BIRCH RUN, MI 48415-9404
Document Number	0000021707
Instrument Date	Jul 28, 2022
Instrument	2022021707
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3089 W WILLARD RD, 3089, CLIO, MI 48420-8803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 WILLARD RD, BIRCH RUN, MI 48415-9404

Mortgage

Document Number	0000021673
Date	Aug 10, 2022
Instrument	2022021673

Lender

Name	ROSEBUD ECONOMIC DEVELOPMENT CORPORATION
Type	Non-Lending Institution
Address	ADDISON, TX 75001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,400 (+26.43%)	$114,800 (+26.43%)
2025	$1,748.00 (+31.53%) Homeowner's exemption
2023		$45,400	$90,800
2022	$1,329.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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