3086 Studio Dr, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3086 Studio Dr, Cayucos, CA 93430 · Last verified February 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,472 sqft Living Area
Lot Size3,582 sqft (0.082 acres)
Last Sale$2,787,000 (2026)
Tax Bill$23,425.00 (2025)

Property Details

APN / Parcel Number

Primary APN064-275-028

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,472 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Construction TypeWood Construction
Lot Area3,582 sqft (0.082 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Street Address3086 STUDIO DR
CityCAYUCOS
StateCA
Zip93430-1900
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTR 1078 LT 3
Legal Subdivision1078
Legal Tract1078
Legal Lot Number3
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup2
Census Block2030
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-275-028

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address29855 EMERALD MEADOWS DR, STEAMBOAT SPRINGS, CO 80487-9734
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2023Deed of Trust, Mortgage · Conventional Mortgage
STAR ONE CU
Feb 02, 2026Grant Deed, Transfer
YAMPA VALLEY BANK
Jan 17, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2026 · Amount on Record
Deed SaleFeb 02, 2026 · Amount on Record
Prior SaleAug 14, 2008 · Amount on Record
Deed Doc Number2026003202
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3086 STUDIO DR, CAYUCOS, CA 93430-1900
Transaction TypeMortgage
Record UpdatedFeb 13, 2026
Title CompanyUNKNOWN, FNTG RLC NOCAL SAN JOSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3086 STUDIO DR, CAYUCOS, CA 93430-1900

Mortgage

Document Number0000028984
DateOct 03, 2023
Instrument2023028984
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 02, 2026
Property Address3086 STUDIO DR, CAYUCOS, CA 93430-1900
Document Number0000003202
Map ReferenceMB 12 PG 28
Instrument DateJan 23, 2026
Instrument2026003202
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29855 EMERALD MEADOWS DR, STEAMBOAT SPRINGS, CO 80487-9734

Mortgage

Document Number0000003203
DateFeb 02, 2026
Instrument2026003203
Lender
NameYAMPA VALLEY BANK
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 02, 2027

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3086 STUDIO DR, CAYUCOS, CA 93430-1900
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001939
DateJan 17, 2018
Instrument2018001939
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 04, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$23,425.00 (+1.87%)$2,253,576 (+4.04%) Land $1,931,643 Building $321,933
2023$22,994.00 (+1.7%)$2,166,069 Land $1,856,636 Building $309,433
2022$22,610.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 28% of California
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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