3086 Monroe Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 3086 Monroe Ave, Sheldon, IA 51201

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,064 sqft · built 1924
Lot Size	18.7 acres (814,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Sep 2011)
Tax Bill	$4,342 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`0004203350`

Property Details

APN / Parcel Number

Primary APN	`0004203350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	814,571 sqft (18.7 acres)
Garage Type	Attached
Garage Area	1,680 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	400 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1,728 sqft
Quonset Hut	2,700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3086 MONROE AVE
City	SHELDON
State	IA
Zip	51201-7522
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-97-42 BEG SW 1/4, N 736.13 E 304.24, NE 202,SE 611.79, S 906.4, W 957.46 TO PT BEG
Legal Range	42W
Legal Township	97N
Legal Section	20
Legal Subdivision	PLAT OF LLOYD W SCHERLIN P E AND L S
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1000
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3086 MONROE AVE, SHELDON, IA 51201-7522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2011 · Amount on Record
Deed Sale	Sep 28, 2011 · Amount on Record
Deed Document Number	20112118
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	3086 MONROE AVE, SHELDON, IA 51201-7522
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 MONROE AVE, SHELDON, IA 51201-7522

Mortgage

Document Number	0202103505
Date	Dec 9, 2021
Instrument	2021-03505

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	3086 MONROE AVE, SHELDON, IA 51201-7522
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001348
Date	Jun 3, 2020
Instrument	2020-01348

Lender

Name	CITIZENS BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	3086 MONROE AVE, SHELDON, IA 51201-7522
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900577
Date	Mar 13, 2019
Instrument	2019-00577

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,342.00 (+50.03%) Homeowner's exemption	$429,140 (+75.47%) Land $32,030 Building $397,110	$429,140 (+75.47%) Land $32,030 Building $397,110
2024	$2,894.00 (+30.13%)
2023		$244,560 (+36.16%) Land $24,620 Building $219,940	$244,560 (+36.16%) Land $24,620 Building $219,940
2022	$2,224.00 Additional exemption filed	$179,610 Land $18,540 Building $161,070
2021			$179,610 Land $18,540 Building $161,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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