3086 Derby Ct, Aurora, IL 60502 Property Records

Kane County property record for 3086 Derby Ct, Aurora, IL 60502

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,906 sqft · built 1997
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on File
Last Sale	$437,500 (Mar 2005)
Tax Bill	$12,344 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jul 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-35-428-002`

Property Details

APN / Parcel Number

Primary APN	`12-35-428-002`

Interior

Bedrooms	5 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	1,826 sqft
Basement Area	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	3086 DERBY CT
City	AURORA
State	IL
Zip	60502-8633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 IN KIRKLAND FARMS SUB UNIT 1
Legal Subdivision	KIRKLAND FARMS SUB
Legal Block	3
Legal Lot Number	35
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	BATAVIA
Census Block Group	3
Census Block	3011
Census Tract	852806

Owner

3086 Derby Ct is owned and occupied by an individual who acquired it in November 2010.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3086 DERBY CT, AURORA, IL 60502-8633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · USDA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 3, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2005 · Amount on File
Deed Sale	Mar 28, 2005 · Amount on File
Prior Sale	Sep 28, 1999 · Amount on File
Deed Document Number	200533727
Last Transfer Date	Nov 5, 2010
Transfer Doc	0000083823
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3086 DERBY CT, AURORA, IL 60502-8633
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 DERBY CT, AURORA, IL 60502-8633

Mortgage

Document Number	0000060554
Date	Dec 30, 2022
Instrument	2022K060554

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	3086 DERBY CT, AURORA, IL 60502-8633
Document Number	0000040031
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 DERBY CT AURORA IL 605028633, AURORA, IL 60502-8633

Mortgage

Document Number	0000040031
Date	Aug 16, 2018
Instrument	40031

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate	4.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3086 DERBY CT, AURORA, IL 60502-8633
Document Number	0000040119
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 DERBY CT AURORA IL 605028633, AURORA, IL 60502-8633

Mortgage

Document Number	0000040119
Date	Aug 16, 2018
Instrument	40119

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	SW WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3086 Derby Ct was $12,344 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Batavia Township
Unified School District	Batavia Unit School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,344.00 Homeowner's exemption	$161,247 (+8.78%) Land $11,971 Building $149,276	$483,935 (+8.78%) Land $35,927 Building $448,007
2024		$148,232 Land $11,005 Building $137,227	$444,874 Land $33,028 Building $411,846
2022	$12,820.00 (+6.02%) Homeowner's exemption	$138,668 (+7.86%) Land $9,335 Building $129,333	$416,004 (+7.86%) Land $28,005 Building $387,999
2021	$12,092.00 Homeowner's exemption	$128,562 Land $5,902 Building $122,660	$385,686 Land $17,706 Building $367,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3086 Derby Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3086 Derby Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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