Charles County property record for 3086 Cloud Pl, Waldorf, MD 20603
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,731 sqft · built 2016 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,080 (Oct 2016) |
| Tax Bill | $11,646 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-332323 |
| Primary APN | 06-332323 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,731 sqft Living Area |
| Gross Area | 3,151 sqft |
| 1st Floor Area | 1,449 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,311 sqft (0.076 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 332323 |
|---|---|
| Street Address | 3086 CLOUD PL |
| City | WALDORF |
| State | MD |
| Zip | 20603-5774 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PRD |
| Legal Description | LOT 238 - 0.0758 AC CENTRAL PARKE AT COLONIAL CHARLES SUB |
| Legal Subdivision | COLONIAL CHARLES SUB |
| Legal Block | 3 |
| Legal Lot Number | 238 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 850710 |
3086 Cloud Pl, a townhouse, is owned and occupied by two individuals who bought it in October 2016.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3086 CLOUD PL, WALDORF, MD 20603-5774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2016 · Amount on File |
| Deed Sale | Oct 5, 2016 · Amount on File |
| Prior Sale | Jun 8, 2016 · Amount on File |
| Deed Book / Page | 9544 / 409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3086 CLOUD PL, WALDORF, MD 20603-5774 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3086 CLOUD PL, WALDORF, MD 20603-5774 |
| Document Number | 0112820044 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 11282/44 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 3086 Cloud Pl was $11,646 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,367 | $432,500 Land $95,000 Building $337,500 | |
| 2025 | $11,646.00 | ||
| 2023 | $5,000.00 Homeowner's exemption | $354,900 | $366,100 Land $90,000 Building $276,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3086 Cloud Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3086 Cloud Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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