3086 Banner Rd, Saint Johns, MI 48879 Property Records

Clinton County property record for 3086 Banner Rd, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,362 sqft · built 2003
Lot Size	8.21 acres (357,628 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-031-100-018-00`

Property Details

APN / Parcel Number

Primary APN	`090-031-100-018-00`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,362 sqft Living Area
1st Floor Area	2,362 sqft
Basement Area	2,362 sqft
Unfinished Basement	1,612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	357,628 sqft (8.21 acres)
Garage Type	Detached
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	132 sqft
Patio Area	331 sqft
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3086 BANNER RD
City	SAINT JOHNS
State	MI
Zip	48879-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEG N 88 DEG W 380 FT FROM E 1/4 COR OF SEC 31 T8N R2W, TH N 88 DEG W 303.1 FT, N 1 DEG E 478.02 FT, S 88 DEG W 325.5 FT, N 1
Legal Range	02W
Legal Township	08N
Legal Section	31
Jurisdiction	CLINTON MI
Township / Civil Division	GREENBUSH
Census Block Group	1
Census Block	1035
Census Tract	10701

Owner

3086 Banner Rd is owner-occupied and held in a trust since October 2025.

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3086 BANNER RD, SAINT JOHNS, MI 48879-9713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer
Nov 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 28, 2025
Transfer Doc	0005358990
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Nov 3, 2025
Property Address	3086 BANNER RD, SAINT JOHNS, MI 48879-9713
Document Number	0005358990
Instrument Date	Oct 28, 2025
Instrument	5358990
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 BANNER RD, SAINT JOHNS, MI 48879-9713

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	3086 BANNER RD, SAINT JOHNS, MI 48879-9713
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3086 BANNER RD, SAINT JOHNS, MI 48879-9713

Mortgage

Document Number	0005330530
Date	Nov 3, 2022
Instrument	5330530

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	3086 BANNER RD, SAINT JOHNS, MI 48879-9713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5302361
Date	Dec 15, 2020
Instrument	5302361

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3086 Banner Rd was $2,041 with a homeowner's exemption, down 55.2% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Greenbush Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,800 (+10.28%) Land $30,700 Building $217,100	$495,600 (+10.28%) Land $61,400 Building $434,200
2025	$2,041.00 (-55.17%) Homeowner's exemption	$224,700 Land $32,600 Building $192,100	$449,400 Land $65,200 Building $384,200
2024	$4,553.00
2023		$189,400	$378,800
2020	$3,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3086 Banner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3086 Banner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	50 / 10

May also be available: CMS Internet, Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banner Rd

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