3085 Wrather Rd, Almo, KY 42020 Property Records

Calloway County property record for 3085 Wrather Rd, Almo, KY 42020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,453 sqft
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Mar 2021)
Tax Bill$1,220 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN030-0-0040

Property Details

APN / Parcel Number

Primary APN030-0-0040
Alternative APN
  • 85210

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,453 sqft Living Area

Exterior

Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemRadiant

Location & Zoning

Account Number85210
Street Address3085 WRATHER RD
CityALMO
StateKY
Zip42020-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3085 WRATHER ROAD
JurisdictionCALLOWAY KY
Township / Civil DivisionKIRKSEY
Census Block Group2
Census Block2087
Census Tract10200

Owner

3085 Wrather Rd is owned and occupied by an individual who bought it in March 2021.

Source: Calloway County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address3085 WRATHER RD, ALMO, KY 42020-9213
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Warranty Deed, Transfer · Conventional Mortgage
CRESCENT MORTGAGE CO
Nov 3, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2021 · Amount on File
Deed SaleMar 30, 2021 · Amount on File
Prior SaleNov 3, 2020 · Amount on File
Deed Document Number648073
Deed Book / Page1305 / 390
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateMar 30, 2021
Property Address3085 WRATHER RD, ALMO, KY 42020-9213
Document Number001305/390
Book / Page1305 / 390
Instrument DateMar 26, 2021
Instrument648073
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3209 WRABER ROAD, ALMO, KY 42020

Transferred To (Grantee/Buyer)

NameVerified Name
Address3085 WRATHER RD, ALMO, KY 42020-9213

Mortgage

Document Number0000648074
DateMar 30, 2021
Instrument648074
Lender
NameCRESCENT MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2041

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateNov 3, 2020
Property Address3085 WRATHER RD, ALMO, KY 42020-9213
Document Number001282/298
Book / Page1282 / 298
Instrument DateOct 30, 2020
Instrument644997
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

AmountAmount on Record
Tax$115.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3708 AIRPORT RD, MURRAY, KY 42071-7660

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3209 WRATHER RD, MURRAY, KY 42071-7417

Tax Assessment & Valuation

The 2025 property tax bill for 3085 Wrather Rd was $1,220.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,220.00$135,000$135,000
2023$1,240.00$135,000$135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3085 Wrather Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3085 Wrather Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

May also be available: Verizon, West Kentucky Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wrather Rd

Nearby Streets

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