Kenton County property record for 3085 Winding Trails Dr, Edgewood, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,225 sqft · built 1969 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,100 (Mar 2022) |
| Tax Bill | $2,478 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-20-01-091.00 |
| Primary APN | 043-20-01-091.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,225 sqft Finished Area |
| Gross Area | 1,513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3085 WINDING TRAILS DR |
|---|---|
| City | EDGEWOOD |
| State | KY |
| Zip | 41017-9640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING HILLS LOT 89 SEC 5 |
| Legal Subdivision | WINDING HILLS |
| Legal Phase | 5 |
| Legal Lot Number | 89 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 65502 |
3085 Winding Trails Dr is owned and occupied by an individual who bought it in March 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3085 WINDING TRAILS DR, EDGEWOOD, KY 41017-9640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC |
| Jun 4, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Jun 4, 2018 · Amount on File |
| Deed Document Number | 2022103 |
| Deed Book / Page | 150 / 997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 2, 2022 |
| Property Address | 3085 WINDING TRAILS DR, EDGEWOOD, KY 41017-9640 |
| Document Number | 0005900103 |
| Book / Page | 150 / 997 |
| Map Reference | MB 13 PG 12 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 22030205900103 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGENCY LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40036 COUHTY RD #66, 66, SILAS, AL 36919 |
| Name | Verified Name |
|---|---|
| Address | 3085 WINDING TRAILS DR, EDGEWOOD, KY 41017-9640 |
| Document Number | 0005900104 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 22030205900104 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 4, 2018 |
| Property Address | 3085 WINDING TRAILS DR, EDGEWOOD, KY 41017-9640 |
| Document Number | 0000000154 |
| Book / Page | 0I4113 / 000302 |
| Instrument Date | May 25, 2018 |
| Instrument | 154 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | BRIDGE TRUST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 LEGENDS WAY #283 WALTON KY 410941206, 283, WALTON, KY 41094-1206 |
| Document Number | 155 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 0I4113/000304 |
| Instrument | 155 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
The 2025 property tax bill for 3085 Winding Trails Dr was $2,478.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Edgewood City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,100 (-) Land $60,000 Building $190,100 | $250,100 (-) Land $60,000 Building $190,100 | |
| 2025 | $2,478.00 | $250,100 Land $60,000 Building $190,100 | $250,100 Land $60,000 Building $190,100 |
| 2023 | $2,666.00 | $250,100 Land $60,000 Building $190,100 | $250,100 Land $60,000 Building $190,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3085 Winding Trails Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 24 (1990–2013) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3085 Winding Trails Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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