Calvert County property record for 3085 Whispering Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,804 sqft · built 1998 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,500 (May 1998) |
| Tax Bill | $4,826 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-220918 |
| Primary APN | 01-220918 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,804 sqft Total Area |
| Basement Area | 444 sqft |
| Finished Basement | 444 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 220918 |
|---|---|
| Street Address | 3085 WHISPERING DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 67R SEC 3 PLAT 6 WHISPERING WOODS |
| Legal Subdivision | WHISPERING WOODS |
| Legal Lot Number | 67R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 860801 |
3085 Whispering Dr is owned and occupied by an individual who bought it in May 1998.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3085 WHISPERING DR, PRINCE FREDERICK, MD 20678-3386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 1998 · Amount on File |
| Deed Sale | May 26, 1998 · Amount on File |
| Deed Document Number | 19982457 |
| Deed Book / Page | 1053 / 397 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3085 Whispering Dr was $4,826 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,700 Land $195,700 Building $256,000 | $451,700 Land $195,700 Building $256,000 | |
| 2025 | $4,826.00 | ||
| 2023 | $3,912.00 Homeowner's exemption | $376,600 Land $195,700 Building $180,900 | $376,600 Land $195,700 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3085 Whispering Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3085 Whispering Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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