Hamilton County property record for 3085 South Rd, Cincinnati, OH 45233 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,722 sqft · built 1948 |
| Lot Size | 0.485 acres (21,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2019) |
| Tax Bill | $6,138 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0281-0134-00 |
| Primary APN | 550-0281-0134-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Living Area |
| 1st Floor Area | 1,610 sqft |
| 2nd Floor Area | 1,112 sqft |
| Upper Floors Area | 1,112 sqft |
| Basement Area | 1,390 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,170 sqft (0.485 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3085 SOUTH RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH RD 0.51 AC R2-T2-S32 SE |
| Legal Range | 02 |
| Legal Township | 02 |
| Legal Section | 32 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21102 |
Source: Hamilton County records · APN 550-0281-0134-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3085 SOUTH RD, CINCINNATI, OH 45233-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2018 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK FSB |
| Jan 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Nov 06, 2014 · Amount on Record |
| Deed Document Number | 0000059364 |
| Deed Book / Page | 013964 / 000425 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3085 SOUTH RD, CINCINNATI, OH 45233-4323 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000095929 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 13784/1561 |
| Instrument | 2018-0095929 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 08, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3085 SOUTH RD, CINCINNATI, OH 45233-4323 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006339 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 17-0006339 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 23, 2019 |
| Property Address | 3085 SOUTH RD, CINCINNATI, OH 45233-4323 |
| Document Number | 0000059364 |
| Book / Page | 013964 / 000425 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 59364 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3085 SOUTH RD CINCINNATI OH 452334323, CINCINNATI, OH 45233-4323 |
| Document Number | 59366 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 013964/000429 |
| Instrument | 59366 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,138.00 (+2.54%) | $117,985 (-) Land $14,308 Building $103,677 | |
| 2024 | $5,986.00 (-0.1%) | $117,985 (-) Land $14,308 Building $103,677 | |
| 2023 | $5,992.00 (+0.33%) | $117,985 (+18.32%) Land $14,308 Building $103,677 | $337,100 (+18.32%) Land $40,880 Building $296,220 |
| 2022 | $5,972.00 Homeowner's exemption | $99,715 Land $13,349 Building $86,366 | |
| 2020 | $284,900 Land $38,140 Building $246,760 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610211022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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