3085 Schoolside St, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3085 Schoolside St, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,350 sqft · built 2001
Lot Size	0.283 acres (12,320 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2026)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125G-C-003.00-000`

Property Details

APN / Parcel Number

Primary APN	`125G-C-003.00-000`
Alternative APNs	`125G C 00300` `R0076190`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,350 sqft Living Area
1st Floor Area	1,429 sqft
Upper Floors Area	921 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	12,320 sqft (0.283 acres)
Lot Dimensions	140 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	882 sqft
Driveway	Driveway
Porch	Slab
Porch Area	90 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0076190
Street Address	3085 SCHOOLSIDE ST
City	MURFREESBORO
State	TN
Zip	37128-5805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 INNSBROOKE SEC 2 PB 21 PG 13 88 X 140
Legal Subdivision	INNSBROOKE SEC 2
Legal Lot Number	86
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	3
Census Block	3016
Census Tract	40910

Owner

3085 Schoolside St is owned and occupied by two individuals who bought it in August 2026.

Source: Rutherford County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3085 SCHOOLSIDE ST, MURFREESBORO, TN 37128-5805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2018	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Dec 27, 2013 · Amount on File
Deed Document Number	20262664654
Deed Book / Page	2674 / 2271
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 19, 2026
Property Address	3085 SCHOOLSIDE ST, MURFREESBORO, TN 37128-5805
Document Number	0002664654
Book / Page	2674 / 2271
Instrument Date	Aug 17, 2026
Instrument	20262664654
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 SCHOOLSIDE ST, MURFREESBORO, TN 37128-5805
Investor	Possibly a Property Investor

Mortgage

Document Number	0000064655,
Date	Aug 19, 2026
Instrument	202664655

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	May 7, 2026
Property Address	3085 SCHOOLSIDE ST, MURFREESBORO, TN 37128-5805
Document Number	0002648058
Book / Page	2642 / 1814
Instrument Date	May 1, 2026
Instrument	20262648058
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 SCHOOLSIDE ST, MURFREESBORO, TN 37128-5805

Mortgage

Document Number	0002648058,
Date	May 7, 2026
Book Page	2642/1814
Instrument	20262648058

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3085 SCHOOLSIDE ST, MURFREESBORO, TN 37128-5805
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19871725
Date	Nov 3, 2020
Book Page	1987/1725
Instrument	2316138

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3085 SCHOOLSIDE ST, MURFREESBORO, TN 37128-5805
Document Number	RB16871945
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3085 SCHOOLSIDE ST MURFREESBORO TN 371285805, MURFREESBORO, TN 37128-5805

Mortgage

Document Number	RB16871945
Date	Jun 29, 2018
Book Page	001687/001945
Instrument	2153858

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3085 Schoolside St was $2,711.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,525 (+27.86%) Land $35,000 Building $87,525	$490,100 Land $140,000 Building $350,100
2025	$2,711.00	$95,825 Land $15,000 Building $80,825
2023	$2,711.00	$95,825 Land $15,000 Building $80,825	$383,300 (-) Land $60,000 Building $323,300
2022			$383,300 Land $60,000 Building $323,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3085 Schoolside St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3085 Schoolside St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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